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NOTICE OF

| August 18, 2004 9:00 PM

TRUSTEE'S SALE

On the 24th day of November, 2004, at the hour of 10:00 A.M., of said day, (recognized local time), in the Office of First American Title Company, 419 Second Ave., Sandpoint, in the County of Bonner, State of Idaho.

First American Title Company of Idaho, Inc., an Idaho Corporation, as successor trustee, will sell at public auction, to the highest bidder, for certified funds, or the equivalent, which is lawful money of the United States of America, all payable at the time of sale in compliance with Section 45-1506(9) Idaho Code, the following described real property, situated in the County of Bonner, State of Idaho, and described as follows, to-wit:

Lot 2, Block 2 of HOO DOO ESTATES, according to the plat thereof, recorded in Book 3 of Plats, page 194, records of Bonner County, Idaho.

The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that according to the County Assessors office, the address of 3239 Hoo Doo Loop, Old Town, Idaho, is sometimes associated with said real property.

Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the deed of trust executed by ROBERT K LINDBERG, a married man as his sole and separate property, as grantor, to FIRST AMERICAN TITLE COMPANY OF IDAHO, INC., an Idaho Corporation, as successor trustee, for the benefit and security of WELLS FARGO BANK, N.A., successor in interest to First Security Bank, N.A., as beneficiary, recorded October 6, 2000, as Instrument No. 571072, Mortgage Records of Bonner County, Idaho.

THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506 (4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION.

The default for which this sale is to be made is the failure to pay when due, under Deed of Trust Note, the monthly payments for Principal, Interest and Impounds of $688.03, due per month for the months of March through June, 2004 and all subsequent payments until the date of sale or reinstatement, with a monthly late charge accruing at $34.40, with interest accruing at an adjustable rate, the current rate is 7.5% per annum, and continuing to accrue from February 1, 2004. Also due are delinquent and unpaid taxes for 2002 and 2003. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $95,186.01, plus accruing interest, costs and advances. All delinquent amounts are now due, together with accruing late charges and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation.

Date: July 16, 2004

FIRST AMERICAN TITLE COMPANY OF IDAHO, INC.

By: Monine Cole, Trust Officer

FA-18150/7023.28914

First American Title Company of Idaho

Trust Dept. 1-208-375-0455

Legal 5371

August 4, 11, 18, 25, 2004

NOTICE OF

TRUSTEE'S SALE

On the 10th day of November, 2004, at the hour of 10:15 A.M., of said day, (recognized local time), in the Office of Alliance Title & Escrow, 105 Pine St., Sandpoint, in the County of Bonner, State of Idaho.

First American Title Company of Idaho, Inc., an Idaho Corporation, as successor trustee, will sell at public auction, to the highest bidder, for certified funds, or the equivalent, which is lawful money of the United States of America, all payable at the time of sale in compliance with Section 45-1506(9) Idaho Code, the following described real property, situated in the County of Bonner, State of Idaho, and described as follows, to-wit:

The West Half of the Southwest Quarter of the Northeast Quarter of the Northwest Quarter, lying South of the Pack River Road in Section 32, Township 59 North, Range 1 West, Boise Meridian, Bonner County, Idaho.

This Trustee's Sale is subject to any bankruptcy filing, payoff, reinstatement, or any other conditions of which the Trustee is not aware of, and that would cause the cancellation of this sale. Further, if any of these conditions exist, this sale may be null and void. The successful bidder's funds shall be returned, and the Trustee and/or the Beneficiary shall not be held liable to any successful purchaser(s) or bidders, at the Trustee's Sale, for any damages.

The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that according to the County Assessors office, the address of 9505 Pack River Road, Colburn, Idaho, is sometimes associated with said real property.

Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the deed of trust executed by STEVE H VAN ROSSUM AND ILENA VAN ROSSUM, husband and wife, as grantors, to FIRST AMERICAN TITLE COMPANY OF IDAHO, INC., an Idaho Corporation, as successor trustee, for the benefit and security of William L Hogue and Sharon J Hogue, husband and wife, as beneficiary, recorded October 6, 1995, as Instrument No. 473749, and assigned to OLD WEST ANNUITY & LIFE INSURANCE COMPANY fka Arizona Life Insurance Company, as beneficiary by assignment recorded September 25, 1999, as Instrument No. 511148, Mortgage Records of Bonner County, Idaho.

THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506 (4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION.

The default for which this sale is to be made is the failure to pay when due, under Deed of Trust Note, the monthly payments for Principal and Interest of $300.00, due per month for the months of July through December, 2003 and January through March, 2004 and all subsequent payments until the date of sale or reinstatement, with interest accruing at 10% per annum, and continuing to accrue from June 6, 2003. Also due are delinquent and unpaid taxes for 2003. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $18,736.33, plus accruing interest, costs and advances. All delinquent amounts are now due, together with accruing late charges and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation.

Date: July 2, 2004

FIRST AMERICAN TITLE COMPANY OF IDAHO, INC.

By: Elishia M Ricky Trust Officer

FA-17659/7069.24207

First American Title Company of Idaho

Trust Dept. 1-208-375-0455

Legal SNP#5336

July 21, 28, Aug. 4, 11, 2004

NOTICE OF