NOTICE OF SHERIFF'S SALE

IN THE DISTRICT COURT OF THE FIRST JUDICIAL

DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF BONNER

COURT CASE NUMBER

CV03-596

SHERIFF'S CASE NUMBER C04-00968

Wells Fargo Bank Minnesota, N. A., Plaintiff

Vs

Augustus F. Boyd and Marjean Boyd, husband and wife; Donald P. White; dba First Capital Investment; Gayle G. Brown; Matthew D. Trotter; Don Macdonald; and John Does I-X Defendant

By virtue of a Writ of Execution in my hands, issued out of the District Court of the First Judicial

District of the State of Idaho, in and for the County of Bonner, in the above named case on the 28th day of May, 2004, I have levied upon all the right, title and interest of the said Defendants in and to the following property, situated in Bonner County, Idaho:

Lot 4 Blanchard Estates, according to the plat thereof, recorded in Book 3 of Plats, Page 178, records of Bonner County, Idaho.

NOTICE IS HEREBY GIVEN, that on the 7th day of July, 2004, at 10:00 o'clock AM. of said day, at the Courthouse, 215 S. First, Sandpoint, Idaho, I will sell all the right, title and interest of said Defendants in and to the said above described property, at public auction, to the highest bidder, for cash in lawful money of the United States, to satisfy said Writ of Execution and all costs.

Given under my hand this 3rd day of June, 2004.

Phil Jarvis, Sheriff

By Diana Moore, Deputy

Legal SNP#5254

June 15, 29, July 6, 2004

Loan No. 0307168553 T.S. No. 1067334-09 Parcel No. NOTICE OF TRUSTEE'S SALE On September 23, 2004, at the hour of 11:00am, of said day, at the front entrance of First American Title Company, 419 N 2nd Street, Sandpoint, Idaho, First American Title Insurance Company, as trustee, will sell at public auction, to the highest bidder, for cash, cashier's check drawn on a State or National Bank, a check drawn by a State or Federal Credit Union, or a check drawn by a State or Federal Savings and Loan Association, Savings Association, or Savings Bank, all payable at the time of sale, the following described real property, situated in the County of Bonner, state of Idaho, and described as follows, to wit: Part of section 23, township 56 North, range 2 East, Boise Meridian, Bonner County, Idaho, described as follows: Parcel 1: Commencing at the Northeast corner of said section 23; thence South 0)()(13'05" West along the East line of said section 23, 660.00 feet; thence North 89)()(35'20" West, 1320.50 feet; thence South 0)()(13'05'West, 2310.00 feet to the point of beginning for Lot 60' thence South 0)()(13'05" East, 330.00 feet; thence North 89)()(20'West 660.50 feet; thence North 0)()(13'15" West, 330.00 feet; thence South 89)()(35'20" East, 660.50 feet to the point of beginning; excepting therefrom the East 330.25 feet thereof, (also known as the West one half of Lot 60) Parcel 2: Commencing at the Northeast corner of said section 23; thence South 0)()(13'05" West along the East line of said section 23, 660.00 feet; thence North 89)()(35'20' West, 1320.50 feet; thence South 0)()(13'05' West, 2640.00 feet to the point of beginning for Lot 61; thence South 0)()(13'05" West, 330.00 feet; thence North 89)()(35'20'West, 660.50 feet; thence North 0)()(13'05" East, 330.00 feet; thence South 89)()(35'20" East, 660.50 feet to the point of beginning; excepting therefrom the East 330.25 feet thereof (also known as the West one half of Lot 61). Commonly known as 780 Mountain View Road Clark Fork Id 83811. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Dianne M Cross, A Married Woman as Grantor, to Sandpoint Title, as trustee, for the benefit and security of Mortgage Electronic Registration Systems, Inc. as beneficiary, recorded May 18, 2001, as Instrument No. 581693, Mortgage records of Bonner County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is: Failure to pay the monthly payment due February 1, 2004 of principal, interest and impounds and subsequent installments due thereafter; plus late charges; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said deed of trust. The estimated balance owing as of this date on the obligation secured by said deed of trust is $115,833.95, including interest, costs and expenses actually incurred in enforcing the obligation thereunder or in this sale, and trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. First American Title Insurance Company C/O Cal-western Reconveyance Corporation P.O. Box 22004 El Cajon Ca 92022-9004 (619)590-9200 Dated: May 17, 2004 Signature By: First American Title Insurance Company Laura M. Soza. R-108911