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TRUSTEE'S SALE

| June 29, 2004 9:00 PM

On Thursday the 21st day of October, 2004, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 105 Pine St., Ste 101, Sandpoint, in the County of Bonner, State of Idaho, Charles W. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Bonner, State of Idaho, and described as follows, to-wit:

EXHIBIT A

PARCEL 1

The West half of the Southeast Quarter of the Northeast Quarter of the Northwest Quarter of the Southeast Quarter LESS the West 10 feet thereof;

The North 5 feet of the West half of the Northeast Quarter of the Southeast Quarter of the Northwest Quarter of the Southeast Quarter LESS the West 10 feet of the North 4 feet thereof;

The North 5 feet of the Northwest Quarter of the Southeast Quarter of the Northwest Quarter of the Southeast Quarter LESS the North 4 feet thereof;

The North 5 feet of the Southwest Quarter of the Northwest Quarter of the Southeast Quarter LESS the North 4 feet thereof;

All lying in Section 9, Township 56 North, Range 2 West, Boise Meridian, Bonner County, Idaho.

PARCEL II

A 60 foot easement for ingress, egress, utilities and maintenance over the North 60 feet of the Southwest Quarter of the Northwest Quarter of the Southeast Quarter, and Southeast Quarter of the Northwest Quarter of the Southeast Quarter.

All lying in Section 9, Township 56 North, Range 2 West, Boise Meridian, Bonner County, Idaho.

The Successor Trustee has no knowledge of a more particular description of the above-referenced real property, but for purposes of compliance with Idaho Code, Section 60-113 Idaho Code, the Trustee has been informed that the street address of 187 Remi Rd., Sagle, Idaho, is sometimes associated with said real property.

Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by CLAYTON L. THOMPSON and SHAWNA THOMPSON, Husband and Wife, Grantor, to Charles W. Fawcett, Successor Trustee, for the benefit and security of FIRST SECURITY BANK, N.A., recorded January 15, 1998, as Instrument No. 517474, and re-recorded on November 13, 1998, as Instrument No. 534572, Mortgage records of Bonner County, Idaho; and assigned to the Idaho Housing and Finance Association by Assignment of Deed of Trust recorded on January 15, 1998, as Instrument No. 517475, and re-recorded on November 13, 1998, as Instrument No. 534573, Mortgage Records of Bonner County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION.

The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated January 12, 1998, in the amount $704.00 each, for the months of January through May, 2004, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 6.35% per annum from December 1, 2003. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $85,601.88, plus accrued interest at the rate of 6.35% per annum from December 1, 2003.

DATED this 11st day of June, 2004.

CHARLES W. FAWCETT

a Member of the Idaho State Bar

SUCCESSOR TRUSTEE

Legal 5292

June 29, July 6, 13, 20, 2004

AMENDED SUMMONS BY