Ocwen I Easton & Kuehl; 99153181

On Friday, the 25th day of June, 2004. at the hour of 1:00 a.m. of said day, in the lobby of Alliance Title & Escrow Corp. 105 Pine Street, Sandpoint, Bonner County, State of Idaho, HOLGER UHL as successor Trustee, wilt sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property. situated in the County nf Bonner, State of Idaho, to-wit:

Beginning at the Northeast corner of Tract 2 in Pack River Timberland Acres, according to the plat thereof, recorded in Book 3 of Plats, Page 10, records of Bonner County, Idaho;

Thence South 24o West, 570.90 feet, more or less, to the Southwesterly lot line of Tract I;

Thence Northwesterly along the Westerly line of lots 1 and 2 to the Northwest corner of Lot 2;

Thence North 89o59'47" East, 616.04 feet to the Point of Beginning.

The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of 1590 A St., Samuels, Idaho 83862, aka 1590 A St., Sandpoint. Idaho 83864, fka 9111 Pack River Rd., Sandpoint, Idaho, is sometimes associated with this real property.

Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligation secured by and pursuant to the power of sale conferred in the deed of trust executed by KRISTINE F. KUEHL, a married woman, as her sole and separate property, as Grantor, to SANDPOINT TITLE INSURANCE. INC.. as Trustee, and to HOLGER UHL a member of the Idaho State Bar, as successor Trustee, for the benefit and security of MARY ANN BALER, a single woman, as Beneficiary, recorded October 21, 1993, as Instrument No.434219, Mortgage records of Bonner County, Idaho, and to THE BANK OF NEW YORK, AS TRUSTEE, PURSUANT TO THE TERMS OF THAT CERTAIN POOLING AND SERVICING AGREEMENT DATED AS OF AUGUST 1, 1999, RELATED TO METROPOLITAN ASSET FUNDING INC. II, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 1999-B, as successor Beneficiary by Assignment recorded May 30, 2000, as Instrument No.564345, records of Bonner County, Idaho. The default for which this sale is to be made is:

Failure to make principal and interest payments on the original loan amount of $48,000.00, with interest thereon at a variable rate, presently the rate of 9.0% per annum, with monthly payments of $486.85 for principal and interest due and owing for the month of July 2003, and each and every month thereafter, through the date of reinstatement or sale. along with all costs, fees and late charges associated therewith, and the balance owing as of December 22, 2003, on the obligation secured by said Deed of Trust is $45.577.35, consisting of $43,027.20 principal, $1,990.01 accrued interest. and $560.14 escrow impound shortage, with interest accruing on the unpaid principal at an annual rate of 9.0%..

The above Grantor(s) are named to Comply with Idaho Code S45-1506(4)(a). No representation is made that they are, or are not presently responsible for this obligation. DATED this 25th day of February, 2004.

HOLGER UHL

1101 W. River Street, Suite 110 Boise, Idaho 83702

Legal 5038

March 4, 11, 18, 25, 2004

NOTICE OF TRUSTEE'S SALE