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NOTICE TO CREDITORS

| March 30, 2004 8:00 PM

IN THE DISTRICT COURT OF THE FIRST JUDICIAL

DISTRICT OF THE STATE OF IDAHO, IN AND FOR

THE COUNTY OF BONNER

IN THE MATTER OF THE ESTATE OF:

ERYMA TAFT SKELLY,

Deceased.

NOTICE IS HEREBY GIVEN that WILLIAM O. TAFT has been appointed personal representative of the above-named decedent. All persons having claims against the decedent or the estate are required to present their claims within four months after the date of the first publication of this notice or said claims will be forever barred.

Claims must be presented to the undersigned at the address indicated, and filed with the Clerk of the Court.

DATED this 18th day of March, 2004.

J.T. DIEHL

Attorney for Personal Representative

106 West Superior Street

Sandpoint, Idaho 83864

(208) 263-8529

Legal 5073

March 25, 31, April 7, 2004

NOTICE OF TRUSTEE'S SALE