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TRUSTEE'S SALE

| May 4, 2004 9:00 PM

On the 25th day of August, 2004, at the hour of 10:15 A.M., of said day, (recognized local time), in the Office of First American Title Company, 419 Second Ave,, Sandpoint, in the County of Bonner, State of Idaho.

First American Title Company of Idaho, Inc., an Idaho Corporation, as successor trustee, will sell at public auction, to the highest bidder, for certified funds, or the equivalent, which is lawful money of the United States of America, all payable at the time of sale in compliance with Section 45-1506(9) Idaho Code, the following described real property, situated in the County of Bonner, State of Idaho, and described as follows, to wit:

ATTACHED EXHIBIT A

A tract of land located in the East Half of Section 27, Township 59 North, Range 1 West, Boise Meridian, Bonner County, Idaho, described as follows:

Beginning at a point on the South line of said Section 27; said point being South 89°12' East a distance of 931.5 feet from the South Quarter corner of said Section 27;

thence North 715.8 feet;

thence South 88°34" East a distance of 330.1 feet;

thence South a distance of 712.1 feet;

thence North 88°12' West a distance of 330.0 feet to the point of beginning.

This Trustee's Sale is subject to any bankruptcy filing, payoff, reinstatement, or any other conditions of which the Trustee is not aware of, and that would cause the cancellation of this sale. Further, if any of these conditions exist, this sale may be null and void. The successful bidder's funds shall be returned, and the Trustee and/or the Beneficiary shall not be held liable to any successful purchaser(s) or bidders, at the Trustee's Sale, for any damages.

The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that according to the County Assessors office, the address of 1001 Upper Samuels Road, Samuels, Idaho, is sometimes associated with said real property.

Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the deed of trust executed by AAROW SUSAN ELIZABETH BOND, an unmarried woman, as grantor, to FIRST AMERICAN TITLE COMPANY OF IDAHO, [NC., an Idaho Corporation, as successor trustee, for the benefit and security of Dewitt Properties, Inc., an Oregon corporation, dba Treo Funding, as beneficiary, recorded August 1, 1996, as Instrument No. 489258, and assigned to WELLS FARGO HOME MORTGAGE, INC., fka Norwest Mortgage, Inc., as beneficiary by assignment recorded September 9, 1996, as Instrument No.491343, Mortgage Records of Bonner County. Idaho.

THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506 (4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION.

The default for which this sale is to be made is the failure to pay when due, under Deed of Trust Note, the monthly payments for Principal, Interest and Impounds of $391.55, due per month for the months of November, December, 2003 and January, February, 2004 and all subsequent payments until the date of sale or reinstatement, with interest accruing at 8.75% per annum, and continuing to accrue from October 1, 2003. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $34,687.53, plus accruing interest, costs and advances. All delinquent amounts are now due, together with accruing late charges and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation.

Date: April 16, 2004

FIRST AMERICAN TITLE COMPANY OF IDAHO, INC.

By Elishia M Ricky,

Trust Officer

Legal SNP#5155

May 5, 12, 19, 26, 2004

NOTICE OF