Loan No: 0010596732

T.S. No.: 05-2571-ID Notice Of Trustee's Sale On 11/29/2005, at 11:00 AM (recognized local time) At the entrance to First American Title Insurance Company 419 North Second Ave. Sandpoint, ID 83864. In the County of Bonner, State of Idaho, First American Title Insurance Company by Alliance Title Company, its duly authorized agent, as trustee on behalf of Novastar Mortgage, Inc. A Virginia Corporation will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Bonner, State of Idaho, and described as follows: Lot 5 in block 3 of First Addition to Cedar Park, according to the plat thereof, recorded in book 1 of plats, page 100, records of Bonner County, Idaho The Trustee has no knowledge of a more particular description of the above referenced real property, but for the purposes of compliance with section 60-113 Idaho Code, the Trustee has been informed that the address of: 614 Valley Ave Old Town, ID 83822, is sometimes associated with the said real property. Said sale will be made without covenant or warranty, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by: Anton M. Martin and Tishura M. Martin, husband and wife as joint tenants, As grantor(s), To: First American Title Insurance Company by Alliance Title Company, Its duly authorized agent, as successor Trustee, for the benefit and security of Novastar Mortgage, Inc. A Virginia Corporation, as Beneficiary, dated 12/17/2002, recorded 12/17/2002, as Instrument No. 614877, records of Bonner County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4)(A), Idaho Code. No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 12/12/2002. The monthly payments for Principal, Interest and Impounds (if applicable) of $464.33 due per month from 4/1/2005 through 11/29/2005, and all subsequent payments until the dates of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $49,994.29, plus accrued interest at the rate of 9.875% per annum from 3/1/2005 All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: July 15, 2005 By: First American Title Insurance Company By Alliance Title Company, Its Duly Authorized Agent Les Poppitt, Vice President Alliance Default Services, a division of Alliance Title Company 1201 Dove Street, Suite 400 Newport Beach, CA 92660 P232751. 7/28, 8/4, 8/11, 08/18/2005.

Legal 7125

July 28, Aug 4, 11, 18 2005