Notice of Trustee's Sale

Idaho Code 45-1506 Today's date: July 27, 2005 Sale date and time (local time): November 30, 2005 at 10:00 AM Sale location: in the office of First American Title Company, 419 North 2nd Avenue, Sandpoint, ID 83864 Property address: 120 Second Avenue Clark Fork, ID 83811 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009-0997 (425) 586-1900 Deed of Trust information Original grantor: Everett W. Roberts and Suzanne K. Roberts, husband and wife Original trustee: Pioneer Title Company Original beneficiary: Wells Fargo Home Mortgage, Inc. Recording date: March 17, 2003 Recorder's instrument number: 620546 County: Bonner Sum owing on the obligation: as of July 27, 2005: $68,639.13 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lots 9 and 10, Block 7 of the Amended Plat of Nagel's Addition to Clark Fork, Idaho, according to the Plat thereof, recorded in Book 1 of Plats, Page 124, Records of Bonner County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.10669) 1002.42907-FEI

Legal 7154

August 9, 16, 23, 30 2005