Loan No. 0201396520 T.S.

No. 1076788-09 Parcel No. RP57N04W290606 A NOTICE OF TRUSTEE'S SALE On November 16, 2005, at the hour of 11:00am, of said day, at the main entrance to Alliance Title & Escrow, 105 Pine St., Sandpoint, Idaho, Fidelity National Title Ins Company, as trustee, will sell at public auction, to the highest bidder, for cash, cashier's check drawn on a State or National Bank, a check drawn by a State or Federal Credit Union, or a check drawn by a State or Federal Savings and Loan Association, Savings Association, or Savings Bank, all payable at the time of sale, the following described real property, situated in the County of Bonner, state of Idaho, and described as follows, to wit: All that certain real property situated in the Northeast quarter of section 29 and the Southeast quarter of section 20, township 57 North, range 4 West, Boise Meridian, Bonner County Idaho. More particularly described as follows: Beginning at a point on the North line of said Northeast quarter of section 29, said point bears North 89°34'14" West a distance of 1094.49 feet fro the Northeasterly corner of said section 29; thence from said point of beginning south 49°37'47" West, 233.57 feet to a point on a line lying East 45 feet from and parallel with the East line of the Northeast quarter of the Northwest quarter of the Northeast quarter; thence along said parallel line South 01°09'20" East, 493.19 feet to its intersection with the South line of said North half of the North half of the Northeast quarter; thence along said South line North 88°34'50" West, 326.56 feet to its intersection with the East line of the West 380 feet of said Northeast Quarter of the Northwest Quarter of the Northeast quarter; thence along said East line North 01°00'45" West, 348.03 feet; thence North 88°59'13" East 26.42 feet; thence North 00°56'04" East, 300.65 feet to an intersection with the North line of said section 29; thence along said North line, south 89°34'14" East, 469.40 feet to the Point of beginning, together with; a portion of the Southeast quarter of section 20, township 57 North, range 4 West of the Boise Meridian, Bonner County, Idaho, more particularly described as follows: Beginning at a point on the Southerly line of said Southwest quarter of said section 20, said point bears North 89°34'14' West, a distance of 1094.49 feet from the Southeasterly corner of said section 20; thence from said point of beginning, continuing along said section line, North 89°34'14" West, 469.40 feet; thence North 0°56'04" Eat, 36.69 feet; thence North 8°09'09" West, 15.21 feet to the centerline of an unnamed road; thence along said center line, North 83°08'31" East, 156.81 feet; thence South 89°49'12" East 147.92 feet thence South 80°41'08" East, 20.02 feet; thence North 88°36'32" Eats 89.13 feet; thence North 79°42'38" East, 77.07 feet; thence leaving said centerline, south 11°23'36" West, 87.85 feet to the point of beginning. Commonly known as 188 Pine Creek Lane Priest River Id 83856. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Dayle Scott Westra, Married as Grantor, to Chicago Title Insurance, as Trustee, for the benefit and security of Champion Mortgage, A Division of Key Bank, USA, National Association as Beneficiary, recorded August 26, 2004, as Instrument No. 657998 Deed re-recorded 06/30/2005 Inst# 680602, Mortgage records of Bonner County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is: Failure to pay the monthly payment due February 27, 2005 of principal, interest and impounds and subsequent installments due thereafter; plus late charges; failure to pay when due liens and charges Superior hereto; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said deed of trust. The estimated balance owing as of this date on the obligation secured by said deed of trust is $11,363.25, including interest, costs and expenses actually incurred in enforcing the obligation thereunder or in this sale, and trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. Fidelity National Title Ins Company C/o Cal-western Reconveyance Corp P.O. Box 22004 El Cajon Ca 92022-9004 (800)546-1531 Dated: July 15, 2005 Fidelity National Title Insurance Company Signature/By Gerri Sheppard. R-120667 08/10; 17; 24; 31/2005

Legal 7156

August 10, 17, 24, 31 2005

NOTICE OF PUBLIC HEARING

PROPOSED BUDGET FOR FISCAL YEAR 2005-2006

CITY OF DOVER, IDAHO

A public hearing pursuant to Idaho Code 50-1002, will be held for consideration of the proposed budget for the fiscal year from October 1, 2005 to September 30, 2006. The hearing will be held at the Dover Community Hall at 4th and Washington, Dover, Idaho at 7:00 p.m. on September 1, 2005. At said hearing interested persons are invited to appear and show cause, if any they have, why said budget should or should not be adopted. A copy of the proposed budget is available for inspection at the City Hall weekdays between 8:00 a.m. and 4:00 p.m. City Hall is accessible to persons with disabilities. The

proposed FY 2006 budget is shown below at FY 2006 proposed expenditures and revenues.

PROPOSED EXPENDITURES

FUND NAME FY 2004 FY 2005 FY 2006

General Fund 119,916 1 70,961 218,284

Water Fund 40,750 44,100 54,150

Sewer Fund 138,930 140,830 294,138

Cap Expense, Sewer 500,000 291,384

Cap Expense, Water 500,000 174,241

TOTAL ALL FUNDS

EXPENDITURES $299,596 $1,355,891 1,032,197

PROPOSED REVENUES

Property Tax Revenue 35,743 37,884 39,021

Other Taxes 27,499 4,900 4,600

Street Funds 37,3 16 38,449 42,301

Water Funds 40,750 44,100 54,150

Sewer Funds 138,930 140,830 294,138

Other Revenue 19,358 89,728 132,362

Capital Fund, Sewer 500,000

Capital Fund, Water 500,000

Cash Carry Over 465,625

TOTAL ALL FUNDS

REVENUE $299,596 $1,355,891 $1,032,197

August 22,2005

s/s Ruth Guthrie, Clerk-Treasurer

Legal 7206

August 24, 31, 2005