NOTICE OF TRUSTEE'S SALE

TS No. 05-08385 Doc ID #000801774392005N Title Order No. 5610320 Parcel No. RPN04W160100A The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, At the main entrance to Alliance Title & Escrow Corp., 105 Pine Street, Sandpoint, ID, on 10/20/2005 at 11:00 am, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 12/16/2004 as Instrument Number 666355, and executed by Jon M Jessee, an unmarried man, as Grantor(s), in favor of "MERS" Mortgage Electronic Registration Systems, Inc., as Beneficiary, to ReconTrust Company, N.A., the Current Trustee of record, covering the following real property located in Bonner County, state of Idaho: "EXHIBIT A" The East Half of the Northwest Quarter of the Northeast Quarter of the Northeast Quarter in Section 16, Township 58 North Range 4 West, Boise Meridian, Bonner County, Idaho. And the West Half of the Northeast Quarter of the Northeast Quarter of the Northeast Quarter in Section 16, Township 58 North Range 4 West, Boise Meridian, Bonner County, Idaho. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 1369 Mud Gulch Road, Priest River, ID 83856 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 03/01/2005 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 7.775% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $180,000.00, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. Notice is hereby given that this firm is attempting to collect a debt and any information obtained will be used for that purpose, and that the debt may be disputed. The above grantors are named to comply with Section 45-1506(4)(a) Idaho Code. No representation is made that they are, or are not, presently responsible for this obligation. Dated: — ReconTrust Company, N.A., 177 Countrywide Way Lancaster, CA 80028-1821 Phone: (800) 281-8219 Successor Trustee — ASAP709171

Legal 7065

June 30, July 7, 14, 21 2005