Loan No: 10032365 T.S. No.: 05-2271-ID

Notice Of Trustee's Sale On 10/26/2005, at 11:00 AM (recognized local time) At the entrance to First American, Title Insurance Company 419 North Second Ave. Sandpoint, ID 83864. In the County of Bonner, State of Idaho, First American Title Insurance Company by Alliance Title Company, its duly authorized agent, as trustee on behalf of Option One Mortgage Corporation will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Bonner, State of Idaho, and described as follows: The west half of lots 1 through 6, inclusive, in block 44 of west end addition E. to Sand Point, Idaho, according to the plat thereof, recorded in book 1 of plats page 63 records of Bonner County, Idaho The Trustee has no knowledge of a more particular description of the above referenced real property, but for the purposes of compliance with section 60-113 Idaho Code, the Trustee has been informed that the address of: 1311 Main Street Sandpoint, ID 83864, is sometimes associated with the said real property. Said sale will be made without covenant or warranty, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by: Kurt M. Feyen, a single man and Amy J. Borup, a single woman, As grantor(s), To: First American Title Insurance Company by Alliance Title Company, Its duly authorized agent, as successor Trustee, for the benefit and security of Option One Mortgage Corporation, as Beneficiary, dated 10/18/2002, recorded 10/23/2002, as Instrument No. 611210, records of Bonner County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4)(A), Idaho Code. No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 10/18/2002. The monthly payments for Principal, Interest and Impounds (if applicable) of $888.49 due per month from 1/1/2004 through 10/26/2005, and all subsequent payments until the dates of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $98,874.22, plus accrued interest at the rate of 9.1% per annum from 12/1/2003 All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: 6/15/2005 By: First American Title Insurance Company By Alliance Title Company, Its Duly Authorized Agent Les Poppitt, Vice President Alliance Default Services, a division of Alliance Title Company 1201 Dove Street Suite 400 Newport Beach, CA 92660 P231597.

Legal 7062

June 28, July 5, 12, 19 2005