PUBLIC HEARING NOTICE

Nick Nicolls of 489 Heavenly Heights, Sandpoint, Idaho, 83864 has applied for a zone change, planned unit development and preliminary plat for twelve residential lots and common area on approximately thirty-six acres. The subject parcels are owned by The Silver Nicoll Inc. and William and Mary Ammar. The site is currently zoned agricultural. The request is for rural zoning. Proposed lots range from approximately two acres to three acres in size with an approximate five acre common area. The development would be accessed by a proposed private road intersecting with Pine Street.

The subject property is generally southeast of the Pine Street Hill area and more particularly described as:

That part of the Northeast quarter of the Southwest quarter of Section 20, Township 57 North, Range 2 West, Boise Meridian, Bonner County, Idaho, described as follows:

Beginning at the Northeast corner of said Southwest quarter; thence South 0023'00" East along the East line of said Southwest quarter a distance of 25 feet to a point on the South right of way line of Pine Street, this being the True Point of Beginning; thence South 89052'13" West along said South right of way line 60 feet; thence South 0023'00" East, 405.84 feet; thence South 25021'22" West, 147.06 feet; thence South 79025'01" West, 158.44 feet; thence South 89052'13" West, 230.06 feet; thence North 71037'10" West, 322.84 feet; thence South 52040'05" West to the West line of said Northeast quarter of the Southwest quarter; thence South along said West line to the Southwest corner of said Northeast quarter of the Southwest quarter; thence Easterly along the South line of said Northeast quarter of the Southwest quarter to the Southeast corner thereof; thence Northerly along the East line of said Northeast quarter of the Southwest quarter to the True Point of Beginning. and

Beginning at the Southwest corner of the Northwest Quarter of the Southeast Quarter of said Section 20, the TRUE POINT OF BEGINNING, thence North along the west line of said Northwest Quarter of the Southeast Quarter to point "A", said point being South 00 4 1/2' East 568.0 feet along the North-South center line of said section from the center of said section, thence North 890 58 1/2' East 473.0 feet to point "B", said point also described as being North 890 54' West of a point which bears North 400 59' West a distance of 2748.3 feet from the Southeast corner of said section, thence South 00 5' East 120.0 feet to point "C", thence South 890 54' East 182.6 feet to point "D", said point also described as being North 890 54' West of a point which bears North 410 43' West a distance of 2618.0 feet from the Southeast corner of said section, thence South 00 5' East 180.0 feet to point "E", said point also described as being North 890 54' West of a point which bears North 430 37' West a distance of 2452.1 feet from the Southeast corner of said section, thence South 440 0' East 250.8 feet to point "F", said point also described as being North 890 54' West of a point which bears North 440 23' West a distance of 2231.7 feet from the Southeast corner of said section, thence South 890 54' East to point "G", said point being the intersection of said South 890 54' East line and the West line of that property conveyed by Correction Deed, Document No. 218119, recorded August 14, 1979, records of Bonner County, Idaho, thence South to point "H", said point being the Southwest corner of said Correction Deed, Document No. 218119, thence in a straight line to point "I", said point being West 166 feet, thence North 100 feet, from the Southeast corner of the Northwest quarter of the Southeast Quarter of said section, thence South 100 feet to point "J", said point being on the South line of the Northwest Quarter of the Southeast quarter of said section, thence West along said South line to the TRUE POINT OF BEGINNING.

The Dover City Council will conduct a public hearing on this proposal at 7:00 pm on Thursday, August 4, 2005 at the Dover Community Hall located at 102 E. Washington Street, Dover, Idaho. Public comment is encouraged. A copy of application materials is available for public review during regular business hours by contacting the city clerk at 265-8339. Written comments can be mailed to City of Dover, PO Box 115, Dover, ID 83825.

Legal 7109

July 19, 2005

NOTICE OF TRUSTEE'S SALE

TS No. 05-08647 Doc ID #00010242902005N Title Order No. 5610325 Parcel No. RP57N05W267500A The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, At the main entrance to Alliance Title & Escrow Corp., 105 Pine Street, Sandpoint, ID, on 10/20/2005 at 11:00 am, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 08/19/1994 as Instrument Number 450916, and executed by Edward D Kassa, an unmarried man, as Grantor(s), in favor of America's Wholesale Lender, dba Countrywide Home Loans, Inc., as Beneficiary, to ReconTrust Company, N.A., the Current Trustee of record, covering the following real property located in Bonner County, state of Idaho: The Southwest Quarter of the Northeast Quarter of the Southeast Quarter of Section 26, Township 57 North, Range 5 West of the Boise Meridian, Bonner County, Idaho. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, Hwy 57 North, Priest River, ID 83856 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 02/01/2005 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 9.000% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $56,256.51, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. Notice is hereby given that this firm is attempting to collect a debt and any information obtained will be used for that purpose, and that the debt may be disputed. The above grantors are named to comply with Section 45-1506(4)(a) Idaho Code. No representation is made that they are, or are not, presently responsible for this obligation. Dated: — ReconTrust Company, N.A., 177 Countrywide Way Lancaster, CA 80028-1821 Phone: (800) 281-8219 Successor Trustee — ASAP709188

Legal 7064

June 28, July 5, 12, 19 2005