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NOTICE OF TRUSTEE'S SALE

| June 10, 2005 9:00 PM

Trustee's Sale No. 02-FFA-39059 Notice is hereby given that, Regional Trustee Services Corporation, the duly appointed Successor Trustee, will on September 13, 2005, at the hour of 11:00 AM, of said day, at the main entrance to Alliance Title & Escrow Corp., 105 Pine Street, Sandpoint, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of Bonner, State of Idaho, to-wit: Exhibit A That portion of the North Half of the Southwest Quarter of Section 11, Township 55 North, Range 4 West, Bonner County, Idaho, described as follows: Beginning at the West Quarter Corner of said Section 11; Thence East 1650 feet to the True Point of Beginning; Thence East 231 feet; Thence South 920 feet; Thence West 961 feet' Thence North 45o 367.7 feet; Thence East 990 feet; Thence North 660 feet to the True Point of Beginning. The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of 158 Shiloh Road, Priest River, ID 83856, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Curtis R. Oldfield, a married man as his sole and separate property, as Grantor, to Sandpoint Title, as Trustee, for the benefit and security of Mortgage Electronic Registration Systems, Inc. as nominee for its successors and assigns, as Beneficiary, dated 1/31/2001, recorded 2/6/2001, under Instrument No. 576505, Mortgage records of Bonner County, Idaho, the beneficial interest in which is presently held by Mortgage Electronic Registration Systems, Inc. as nominee for its successors and assigns. The above Grantors are named to comply with Section 45-1506(4)(A), Idaho Code. No representation is made that they are, or are not, presently responsible for this obligation. The default for which is sale is made is the failure to pay when due under the Deed of Trust Note dated 1/31/2001, the monthly payment which became due on 11/1/2004 and all subsequent monthly payments, plus late charges and other costs and fees as set forth. Amount due as of May 5, 2005 Delinquent Payments from November 01, 2004 2 payments at $892.71 each $1,785.42 5 payments at $884.95 each $4,424.75 ( 11-01-04 through 05-05-05) Late Charges: $139.52 Beneficiary Advances: $1,071.85 Suspense Credit: $0.00 Total: $7,421.54 All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $85,027.34, together with interest thereon at 9.250% per annum from 10/1/2004 to 1/1/2005, 9.250% per annum from 1/1/2005, until paid. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to b heard as to those objections if they bring a lawsuit to restrain the same. Dated: 5/5/2005. Regional Trustee Services Corporation, Trustee By Nanci Lambert Auth Agent c/o Regional Trustee Services Corporation, 616 1st Avenue, Suite 500, Seattle, WA 98104 Phone: (206) 340-2550 Sale Information: http://www.rtrustee.com ASAP 704213 5/20, 5/27, 6/3, 6/10

Legal 7001

May 20, 27, June 3, 10 2005

Case No. CV-2005-00910