CV-2004-02202 SUMMONS

IN THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO IN AND FOR BONNER COUNTY

SPOKANE TEACHERS CREDIT UNION,

Plaintiff,

vs

DALE R. HILL AND JANE DOE HILL, husband and wife,

Defendants,

TO: ALL NAMED DEFENDANTS

YOU HAVE BEEN SUED BY THE ABOVE-NAMED PLAINTIFF(S) SPOKANE TEACHERS CREDIT UNION, THE PLAINTIFF, IN THE DISTRICT COURT IN AND FOR BONNER COUNTY IDAHO, CASE NO. CV-2004-02202.

The nature of the claim against you is COLLECTION OF A DEFICENCY AMOUNT AFTER REPOSSESSION AND SALE OF COLLATERAL FOL LOWING PAYMENT DEFAULT.

Any time after 20 days following the last publication of this summons, the court may enter a judgement against you without further notice, unless prior to that time you have filed a written response in the proper form, including the Case No., and paid any required fililng fees to the Clerk of the Court at 215 S. First Avenue, Sandpoint, ID 83864, (208) 265-1432, and served a copy of your response on the Plaintiff's attorney at 421 W. Riverside, Suite 900, Spokane, WA. 99201.

A copy of the Summons and Complaint can be obtained by contacting either the Clerk of the Court or the attorney for Plaintiff.

If you wish legal assistance, you should immediately retain an attorney to advise you in this matter.

DATED this 28 day of February, 2005.

Marie Scott

Clerk of the District Court

By: Joann Mollenkopf

SNP 5898

March 4, 11, 18, 25, 2005