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Notice of Trustee's Sale

| March 7, 2005 8:00 PM

1002.32463 (TS# 7777.20685) Notice of Trustee's Sale Idaho Code 45-1506 Today's date: February 4, 2005 Sale date and time (local time): June 08, 2005 at 10:00 AM Sale location: in the office of First American Title Company, 419 North 2nd Avenue, Sandpoint, ID 83864 Property address: 207 Osprey Roost Road Sandpoint, ID 83864 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009-0997 (425) 586-1900 Deed of Trust information Original grantor: Katherine Rae Timblin and Joan Timblin, unmarried individuals Original trustee: Alliance Title Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for C & G Financial Services, Inc. Recording date: April 16, 2003 Recorder's instrument number: 622688 County: Bonner Sum owing on the obligation: as of February 4, 2005: $668,359.43 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Parcel I: A part of Government Lot 4, Section 14, Township 57 North, Range 1 West, Boise Meridian, Bonner County, Idaho, described as follows: Beginning at the Southeast corner of Section 14; thence North 89 degrees 40 West along the South Section line 1027.6 feet to the Southwest corner of said Lot 4; thence along the West line of Lot 4, North 2 degrees 18' East 1317.4 feet to the Northwest corner of Lot 4; thence Southeasterly to a point on the Boise Meridian, which is 151 feet North 0 degrees 23' East, from the closing corner of Sections 18 and 19, Township 57 North, Range 1 East of the Boise Meridian; thence South 0 degrees 23' West 640 feet, more or less, to the Southeast corner of Section 14 and the Place of Beginning. Except the County Road. Parcel 2: All that portion of Government Lot 1 in Section 23, Township 57 North, Range 1 West of the Boise Meridian, Bonner County, Idaho, being adjacent, contiguous and immediately South of Government Lot 4 in Section 14 and said Township and Range; except the County Road. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com. The sale is made without representation, warranty or covenant of any kind. Published in the Bonner County Bee February 15, 2005 and February 22, 2005 and March 01, 2005 and March 08, 2005 1002.32463-FEI

SNP Legal 5844

February 15, 22, March 1, 8, 2005