Notice of Trustee's Sale

Idaho Code 45-1506

Today's date: October 19, 2005 Sale date and time (local time): February 22, 2006 at 10:00 AM Sale location: in the office of First American Title Company, 419 North 2nd Avenue, Sandpoint, ID 83864 Property address: 137 McConnell Road fka NNA Davis Road Sagle, ID 83864 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009-0997 (425) 586-1900 Deed of Trust information Original grantor: Charles D. McConnell and Patricia A.D. McConnell, husband and wife Original trustee: First American Title Company Original beneficiary: North American Mortgage Company Recording date: August 31, 1994 Recorder's instrument number: 451561 County: Bonner Sum owing on the obligation: as of October 19, 2005: $70,834.37 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Parcel I: A parcel of land lying in a portion of the West Half of Section 21, Township 56 North, Range 2 West of the Boise Meridian, Bonner County, Idaho, described as follows: Commencing at the West Quarter corner of said Section 21; thence North 89 degrees 44'42" East, along the East-West centerline of Section 21, a distance of 2071.69 feet; thence leaving said East-West centerline of Section 21, South 00 degrees 01'58" West 19.9 feet, more or less, to a point in an existing fence line, said point also being the Point of Beginning; thence North 89 degrees 53'43" East, along said existing fence line, a distance of 264.00 feet; thence leaving said existing fence line, North 00 degrees 01'58" East, 741.57 feet to a point on the Southerly shoreline of a small lake; thence continuing North 00 degrees 01'58" East, 55.0 feet; thence South 89 degrees 44'42" West, 66.00 feet; thence North 00 degrees 01'58" East, 39.20 feet, to a point on the Northwesterly shoreline of said small lake; thence continuing North 00 degrees 01'58" East, 340.81 feet; thence South 89 degrees 44'42" West, 132.00 feet; thence South 00 degrees 01'58" West, 298.01 feet; thence South 89 degrees 44'42" West 66.0 feet; thence South 00 degrees 01' 58" West, 877.0 feet, more or less, to the Point of Beginning. Parcel II: A beneficial interest in that certain easement dated August 3, 1993 and recorded August 3, 1993, as Instrument No. 429399, in the records of Bonner County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.10989) 1002.47801-FEI

Legal 7384

November 1, 8, 15, 22, 2005