NOTICE OF TRUSTEE'S SALE

T.S. No.: F-41807-ID-DL Loan No.: 100425412 On 2/6/2006 at 11:00 AM (recognized local time), at the main entrance to Alliance Title & Escrow Corp., 105 Pine Street, Sandpoint, ID. In the County of Bonner, State of Idaho, Fidelity National Title Com-pany, as successor Trustee, on behalf of Western United Life Assurance Com-pany will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following de-scribed real property, situated in the County of Bonner, State of Idaho, and described as follows: Exhibit A A tract of land located in a portion of Section 9, Township 56 North, Range 3 West, Boise Meridian, Bonner County, Idaho, more particularly described as follows: Commencing at the Northeast Corner of Lot 3 of Humbug Tree Farm Subdi-vision as recorded in Book 4 of Plats, Page 10, records of Bonner County, Idaho; Thence North 0o 31' 30" East along the West line of Lot 5 of said subdivision a distance of 70.00 feet to a point, said point being the True Point of Beginning; Thence continuing North 0o 31' 30" East along said West line of Lot 5 a distance of 120.00 feet; Thence North 51o 27' 46" West a distance of 149.66 feet; Thence North 80o 48' 13" West a distance of 97.90 feet; Thence North 36o 42' 36" West a distance of 62.53 feet to the Easterly Right of Way of East Evergreen Road, a County Road; Thence Southwesterly along said Right of Way the following three courses: 1. South 53o 17' 23" West, 75.70 feet; 2. South 43o 43' 04" West, 157.59 feet; 3. South 39o 45' 53" West, 26.73 feet; Thence leaving said Right of Way South 55o 14' 07" East a distance of 170.50 feet; Thence South 89o 35' 45" East a distance of 296.61 feet to the True Point of Beginning. Together with the existing Utility and Pump house easement as shown of record on the Humbug Tree Farm Plat, recorded as Document No. 280016. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compli-ance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 170 North Evergreen Road, Sandpoint, ID 83860, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by: John H West, an unmar-ried man, As grantors, To: First Ameri-can Title Company, an Idaho Corpora-tion, for the benefit and security of Hulett Family Trust, with William Hulett and Dorcas Hulett, As Benefici-ary, dated 8/29/2002, recorded 9/4/2002, as Instrument No. 607996, records of Bonner County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4)(A), Idaho Code, No representa-tion is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 8/29/2002. The monthly payments for Principal, Inter-est and Impounds (if applicable) of $500.00, due per month from 1/28/2005, and all subsequent pay-ments until the date of sale or rein-statement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $68,189.69, plus accrued interest at the rate of 7% per annum from 12/28/2004. All delin-quent amounts are now due, together with accruing late charges, and inter-est, unpaid and accruing taxes, as-sessments, trustee's fees, attorney's fee, and any amounts advanced to protect the security associated with this fore-closure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: October 06, 2005 By: Fidelity Na-tional Title Company, as successor Trustee By: Quality Loan Service Corp., as agent for successor Trustee 319 Elm Street, 2nd Floor, San Diego, CA 92101-3006 (619) 645-7711 For Sale Information call: 916-387-7728 or logon to: www.calpost.com Carmen Herrera, Asst. Trustee Sale Officer ASAP726610

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October 20, 27, Nov. 3, 10 2005