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Case No. CV-2005-01991

| November 19, 2005 8:00 PM

NOTICE TO CREDITORS

(I.C. 15-3-801)

IN THE DISTRICT COURT OF THE FIRST JUDICIAL

DISTRICT OF THE STATE OF IDAHO, IN AND FOR

THE COUNTY OF BONNER

MAGISTRATE DIVISION

IN THE MATTER OF THE ESTATE OF:

CHARLES DOUGLAS

PENNINGTON,

Deceased.

NOTICE IS HEREBY GIVEN that the undersigned has been appointed personal representative of the above-named decedent. All persons having claims against the decedent or the estate are required to present their claims within four months after the date of the first publication of this notice, or said claims will be forever barred.

Claims must be presented to the undersigned at the address indicated, and filed with the Clerk of the Court.

DATED this 2nd day of November, 2005.

Holly D. Pennington

Personal Representative

HC 62, Box 308

Moyie Springs, Idaho 83845

Charles Mills, P.A.

P.O. Box 814

Sandpoint, ID 83864

(208) 263-8755

Legal SNP #7427

Nov. 19, 26, Dec. 3, 2005