NOTICE OF TRUSTEE'S SALE

NOTICE IS HEREBY GIVEN that on March 13, 2006, at 11:00 a.m. the office of Catherine L. Dullea, Attorney at Law, as Successor Trustee, 101 N. Fourth Avenue Suite 204, Sandpoint, ID, will sell at public auction to the highest bidder, for cash in lawful money of the United States of America, all payable at the time of sale, the following real property situated in the County of Bonner, State of Idaho, described as follows:

Beginning at a point 40 rods West of the Northeast corner of the Southeast Quarter of the Southwest Quarter of Section 4, Township 55 North, Range 3 West, Boise Meridian, Bonner County, Idaho, thence South 175 feet; thence West 241 feet; thence North 175 feet; thence East 241 feet to the place of beginning.

EXCEPTING THEREFROM any portion thereof lying with the County Road.

The Trustee has no knowledge of a more particular description of the above-described real property, but for purposes of compliance with Idaho Code S60-113, information may be obtained from Catherine L. Dullea, Attorney at Law, Telephone (208)265-2276.

Said sale will be made, without covenant or warranty regarding title, possession or encumbrances, to satisfy the obligations secured by and pursuant to the power of sale conferred in the Deed of Trust executed by TERRANCE SUNDSTED and SUSAN D. SUNDSTED, husband and wife, as Grantors to SECURITY TITLE COMPANY OF IDAHO, as Trustee, and said Trustee having resigned and the Beneficiaries having appointed Catherine L. Dullea, Attorney at Law, as Successor Trustee, for the benefit and security of CHARLES B. SCHNEIDER and ISABEL A. SCHNEIDER, husband and wife, as Beneficiaries, said Deed of Trust having been recorded on October 27, 1994, as Instrument No. 454806, official records of Bonner County, Idaho.

THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH S45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION.

The default for which the sale is to be made is the failure of the Grantors and/or assumptive Grantor(s) to pay in full the outstanding principal balance, plus accrued interest thereon, on or before November 1, 2005, and failure to pay real property taxes for the years of 2002 through 2004, which the Beneficiaries paid in the full amount of $629.96.

The balance owing as of the date hereof on the obligation secured by said Deed of Trust is the amount of $15,000.00, plus accrued interest at the rate of 9.0% per annum from March 25, 1997, plus any other costs or expenses associated with this obligation or foreclosure as provided by the Deed of Trust or Deed of Trust Note or by Idaho law.

DATED this 8th day of November, 2005.

CATHERINE L. DULLEA,

CHTD.

Attorney at Law

Successor Trustee

101 N. Fourth Avenue, Suite 204

Sandpoint, Idaho 83864

PHONE: (208) 265-2276

FAX: (208) 265-1556

Legal SNP#7433

Nov. 22, 29, Dec. 6, 13, 2005