NOTICE OF
TRUSTEE'S SALE
On January 12,2006, at the hour of 1 :00 o'clock PM of said day, at First American Title Company, 419 North Second Avenue, Sandpoint, Idaho, CHARLES C. JUST, ESQ., Attorney at Law, as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Bonner, State of Idaho, and described as follows to wit:
The Northeast Quarter of the Northeast Quarter of Section 8, Township 58 North, Range 1 West, Boise Meridian, Bonner County, Idaho;
EXCEPT THE FOLLOWING TRACTS:
That portion of the Southeast Quarter of the Northeast Quarter of the Northeast Quarter of Section 8, Township 58 North, Range 1 West, Boise Meridian, Bonner County, Idaho, lying Easterly of the existing County Road;
The South 208.71 feet of the Northeast Quarter of the Northeast Quarter of the Northeast Quarter in Section 8, Township 58 North, Range 1 West, Boise Meridian, Bonner County, Idaho, lying Easterly of the existing County Road.
The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-1 13 Idaho Code, the Trustee has been informed the address of 3367 Selkirk Road, Sandpoint, ID, is sometimes associated with the said real property.
This Trustee's Sale is subject to a bankruptcy filing, a payoff, a reinstatement or any other conditions of which the Trustee is not aware that would cause the cancellation of this sale. Further, if any of these conditions exist, this sale may be null and void, the successful bidder's funds shall be returned, and the Trustee and the Beneficiary shall not be liable to the successful bidder for any damages.
Said sale will be made without covenant or warranty regarding title, possessions or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Virginia E. Perry, an unmarried person, and Todd B. Grant and Vicki A. Grant, husband and wife, as Grantor(s) with HSBC aka Beneficial Mortgage Co. of Idaho as the Beneficiary, under the Deed of Trust recorded November 13, 1997, as Instrument No. 5 13989, in the records of Bonner County, Idaho.
THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION.
The default for which this sale is to be made is the failure to pay the amount due under the certain Promissory Note and Deed of Trust, in the amounts called for thereunder as follows:
Monthly payments in the amount of $340.72 for the months of March 2005 through and including to the date of sale, together with late charges and monthly payments accruing. The sum owing on the obligation secured by said Deed of Trust is $37,237.64 as principal, plus service charges, attorney's fees, costs of this foreclosure, any and all funds expended by Beneficiary to protect their security interest, and interest accruing at the rate of 10.0% from February 1,2005, together with delinquent taxes plus penalties and interest to the date of sale.
The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation.
Dated this 8th day of September, 2005.
Paula Peterson
Trust Officer for
Charles C. Just, Esq.
Legal 7261
September 21, 28 October 5, 12 2005