NOTICE OF TRUSTEE'S SALE

T.S. No.: F-41721-ID-DL Loan No.: 0000607325 On 12/22/2005 at 11:00 AM (recognized local time), at the main entrance to Alliance Title & Escrow Corp., 105 Pine Street, Sandpoint, ID. In the County of Bonner, State of Idaho, Fidelity National Title Company, as successor Trustee, on behalf of Mortgage Electronic Registration Systems, Inc. solely as nominee for Novas-tar Mortgage will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Bonner, State of Idaho, and described as follows: A tract of land located in a portion of the Southwest quarter of Section 4, Township 57 North, Range 4 West of the Boise Meridian, Bonner County, Idaho, more particularly described as follows: Be-ginning at the Southeast corner of said Southwest quarter of Section 4; thence North 0o 26' 35" West, along the East line of said Southwest quarter, a distance of 625.17 feet; thence South 71o 30' 12" West, a distance of 581.95 feet; thence North 86o 03' 51" West, a distance of 1055.38 feet to a point on the Easterly right of way of the County Road; thence along said right of way the following four (4) courses; 1) South 3o 58' 09" West, 223.30 feet; 2) 440.12 feet along a curve to the right with a radius of 308.00 feet (the chord of which bears South 44o 52' 23" West, 403.62 feet); 3) South 85o 48' 37" West, 542.88 feet; 4) 51.39 feet along a curve to the left with a radius of 198.00 feet (the chord of which bears South 78o 22' 30" West, 51.24 feet) to an intersection with the South line of said Southwest quarter; thence North 88o 57' 01" East along said South line, a distance of 2501.74 feet to the point of beginning. Excepting therefore: A tract of land located in a portion of the Southwest quarter of the Southwest quarter (SW1/4SW1/4) of Section 4, Township 57 North, Range 4 West, Boise Meridian, more particularly described as follows: Commencing at the Southwest corner of said Section 4; thence North 88 degrees 57'01" East along the South line of said Section 4, 175.68 feet to a point on the Southerly right of way of East Side Road, a county road, said point being the REAL POINT OF BEGINNING; thence 51.39 feet along said right of way along a non-tangent curve to the right with a radius of 198.00 feet (the chord of which bears North 78 degrees 22'30" East, 51.24 feet); thence North 85 degrees 48'37" East along said right of way, 542.88 feet; thence 440.12 feet along said right of way along a curve to the left with a radius of 308.00 feet (the chord of which bears North 44 degrees 52'23" East, 403.62 feet); thence leaving said right of way South 3 degrees 56'09" West 321.13 feet to a point on the South line of said Section 4; thence south 88 degrees 57'01" West along said South line a distance of 854.49 feet, returning to the real point of beginning. Said parcel contains 0.92 of an acre, more or less. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 10997 Eastside Road, Priest River, ID 83856, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by: Ernie Bryant, a single man, As grantors, To: First American Title, for the benefit and security of Mortgage Electronic Registration Systems, Inc. ("MERS") solely as nominee for Novastar Mortgage, Inc., a Virginia Corporation, As Beneficiary, dated 1/27/2003, recorded 2/4/2003, as Instrument No. 617923, records of Bonner County, Idaho. Please Note: The above Grantors are named to com-ply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 1/27/2003. The monthly payments for Principal, Interest and Impounds (if applicable) of $2,865.59, due per month from 11/1/2004, and all subsequent payments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $320,184.35, plus accrued interest at the rate of 7.5% per annum from 10/1/2004. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fee, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: August 19, 2005 By: Fidelity National Title Company, as successor Trustee By: Quality Loan Service Corp., as agent for successor Trustee 319 Elm Street, 2nd Floor, San Diego, CA 92101-3006 (619) 645-7711 For Sale Information call: 916-387-7728 or logon to: www.calpost.com Hazel Garcia, Asst., Trustee Sale Officer ASAP718288

Legal 7231

September 7, 14, 21, 28 2005