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NOTICE TO CREDITORS

| September 23, 2005 9:00 PM

IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE

STATE OF IDAHO,

IN AND FOR THE COUNTY OF BONNER

MAGISTRATE DIVISION

IN THE MATTER OF THE ESTATE OF

HOWARD NELSON KNOTT,

Deceased.

NOTICE IS HEREBY GIVEN that TERESA SCHULTZ has been appointed personal representative of the above named decedent. All persons having claims against the decedent or the estate are required to present their claims within four months after the date of the first publication of this notice or said claims will be forever barred.

Claims must be presented to the undersigned at the address indicated, and filed with the Clerk of Court.

DATED this 13 day of September, 2005.

J. T. DIEHL

Attorney for Personal Representative

106 West Superior Street

Sandpoint, Idaho 83864

(208)263-8529

Legal 7288

September 23, 30,

October 7, 2005

NOTICE OF HEARING