Notice of Trustee's Sale

Idaho Code 45-1506 Today's date: March 31, 2006 File No.: 7104.25504 Loan No.: 19338136 Sale date and time (local time): July 05, 2006 at 10:00 AM Sale location: in the office of First American Title Company, 419 North 2nd Avenue, Sandpoint, ID 83864 Property address: 9540 Eastside Road, Priest River, ID 83856 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation 505 N. Tustin Ave., Suite 243 Santa Ana, CA 92705 (714) 277-4888 Deed of Trust information Original grantor: Lisa Gibson, a married woman as her sole and separate property Original trustee: Alliance Title and Escrow Original beneficiary: First NLC Financial Services, LLC Recording date: November 2, 2004 Recorder's instrument number: 663111 County: Bonner Sum owing on the obligation: as of March 31, 2006: $142,696.91 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: That portion of the Southwest Quarter of the Northwest Quarter of the Northwest Quarter of Section 16, Township 57 North, Range 4 West, Boise Meridian, Bonner County, Idaho, lying West of the County Road; Except the South 135 feet of the following described property: The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7104.25504) 1002.56788-FEI

Legal SNP# 7747

Apr. 19, 26, May 3, 10, 2006