NOTICE OF TRUSTEE'S SALE

TS No. 06-00471 Doc ID #000566801342005N Title Order No. 6610015 Parcel No. RP56N05W265500A The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, At the main entrance to Alliance Title & Escrow Corp., 105 Pine Street, Sandpoint, ID, on 05/26/2006 at 11:00 am, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 06/22/2004 as Instrument Number 652937, and executed by MARCI ANDERSON, A MARRIED WOMAN, as Grantor(s), in favor of "MERS" MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Bonner County, state of Idaho: That portion of the West half of the Southwest quarter of Section 26, Township 56 North of Range 5 West, of the Boise Meridian; Bonner County, Idaho, described as follows: Beginning at a point on the North half right of way line of the West end of the County road located on the above de-scribed premises; Thence along the Northern boundary of the private road extending off of said County Road in a Westerly direction a distance of 300 feet, more or less, to an 3/4" iron pipe stake; Thence North 212 feet more or less to the mean meander line of the Pend Oreille River; Thence in an Easterly direction along said meander line to a point which is directly North of the said starting point; Thence South to the place of beginning; ALSO DESCRIBED AS: A parcel of land situated in Government Lot 1 of Section 26, Township 56 North, Range 5 West of the Boise Meridian, said Parcel bound on the North by the 1952 line of ordinary high water (pre-project) of the Pend Oreille River and on the South by the North line of an existing County road. The East and West line of said parcel are described as following: Commencing at the Southwest corner of said Section 26; Thence North 0o 12' 40" East along the West line of said Section 2, 145.23 feet; Thence South 78o 42' 57" East, 233.61 feet; Thence North 87o 01' 28" East, 202.27 feet; Thence North 50o 51' 06" East; 127.63 feet to an angle point on the 1960 Government Easement (TR B 239-2E); Thence along said easement North 9o 41' 30" West, 30.00 feet; Thence North 64o 09' 07" East, 71.84 feet to intersection with the 1952 Government Easements line; Thence North 80o 19' 05" East along said 1952 line 95.00 feet to Point "A" on the water line of said parcel; Thence leaving said Government easement line, North 0o 12' 40" East along said West line, 90 feet, more or less, to the point of beginning of said West line on the 1952 line of ordinary high water (pre-project) of the Pend Oreille River. Thence returning along said West line and through Point "A", 212 feet, more or less, to the terminus on the North line of a County road. EAST LINE, Commencing at a Point "A" (previously described) and continuing North 80o 19' 05" East along said Government easement line, 125.00 feet; Thence leaving the 1952 line, North 14o 40' 04" East, 88.90 feet; Thence North 74o 41' 14" East, 87.09 feet; Thence South 9o 36' 9" West, 94.84 feet to a point on said 1952 line; Thence leaving said line, South 0o 11' 21" West, 54.49 feet; Thence North 89o 08' 53" East, 94.15 feet to an angle point on said 1952 line. The Easterly line of the above described parcel commences at said angle point and extends North 5o30' East, along said East line 220 feet, more or less, to the Point of Beginning of said East line on the 1952 line of ordinary high water (pre-project) of the Pend Oreille River; Thence returning along said East line 215 feet; more or less, to the terminus on the North line of an existing country road. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 921 RIVERSIDE ROAD, PRIEST RIVER, ID 83856 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 10/01/2005 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.625% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $281,259.26, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 02/06/2006 Name and Address of the Current Trustee is: ReconTrust Company, N.A. 177 Countrywide Way, LAN2-88 Lancaster, CA 80028-1821 PHONE: (800) 281-8219 ReconTrust Company, N.A. Succesor Trustee Darlene Real, Assistant Secretary ASAP# 753902

Legal SNP 7609

Feb. 7, 14, 21, 28, 2006