NOTICE OF TRUSTEE'S SALE

Trustee's Sale No. 02-WG-40105 NOTICE IS HEREBY GIVEN that, FIDELITY NATIONAL TITLE INSURANCE COMPANY, the duly appointed Successor Trustee, will on May 19, 2006, at the hour of 11:00 AM, of said day, AT THE MAIN ENTRANCE TO ALLIANCE TITLE & ESCROW CORP., 105 PINE STREET, SANDPOINT, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of BONNER, State of Idaho, to-wit: That portion of the Northeast Quarter of the Southeast Quarter, Section 1, Township 56 North, Range 3 West, Boise Meridian. Bonner County, Idaho, lying Southeasterly of the County Road: EXCEPTING THEREFROM the following described tract, to-wit: Beginning at the intersection of the Southeasterly right of way line of the County Road and the East line of said Section 1 at a point South 104 feet, more or less, from the East Quarter corner of said Section 1; thence along said section line, South 170 feet; thence West 165 feet, more or less, to the Southeasterly right of way line of said County Road; thence along said road right of way Northeasterly to the point of beginning. Also Excepting Therefrom the following described tract: The South 377.25 feet of all that portion of the Northeast Quarter of the Southeast Quarter of said Section 1 lying Southeasterly of the County Road right of way The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of 5624 LAKESHORE DRIVE , SAGLE, ID 83860, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by NITA BRANSON, A MARRIED WOMAN AS HER SEPARATE PROPERTY, as Grantor, to FIRST AMERICAN TITLE, as Trustee, for the benefit and security of HOMEFIRST MORTGAGE INC., as Beneficiary, dated 11/13/2003, recorded 11/21/2003, under Instrument No. 639304, Mortgage records of BONNER County, IDAHO, the beneficial interest in which is presently held by AURORA LOAN SERVICES, LLC. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which is sale is made is the failure to pay when due under the Deed of Trust Note dated 11/13/2003, THE MONTHLY PAYMENT WHICH BECAME DUE ON 5/1/2004 AND ALL SUBSEQUENT MONTHLY PAYMENTS, PLUS LATE CHARGES AND OTHER COSTS AND FEES AS SET FORTH. Amount due as of January 11, 2006 Delinquent Payments from May 01, 2004 21 payments at $977.05 each $20,518.05 (05-01-04 through 01-11-06) Late Charges: $341.95 Beneficiary Advances: $1,015.80 Suspense Credit: $0.00 Total: $21,875.80 All delinquencies are now due, together with unpaid and accruing taxes. assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $107,030.81, together with interest thereon at 10.450% per annum from 4/1/2004, until paid. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same. DATED: 1/11/2006. FIDELITY NATIONAL TITLE INSURANCE COMPANY Trustee By G. Sheppard (Name) (Title) c/o REGIONAL TRUSTEE SERVICES CORPORATION 616 1st Avenue, Suite 500 Seattle, WA 98104 Phone: (206) 340-2550 Sale Information: http://www.rtrustee.com ASAP# 752508

Legal SNP#7580

Jan. 20, 27, Feb. 3, 10, 2006