Notice of Trustee's Sale

Idaho Code 45-1506 Today's date: February 2, 2006 Sale date and time (local time): June 07, 2006 at 10:00 AM Sale location: in the office of First American Title Company, 419 North 2nd Avenue, Sandpoint, ID 83864 Property address: 1105 Bowen Arrow Road Sandpoint, ID 83864 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009-0997 (425) 586-1900 Deed of Trust information Original grantor: Paul K. Marino and Lela R. Marino, husband and wife Original trustee: SandPoint Title Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for GreenPoint Mortgage Funding, Inc. Recording date: August 8, 2001 Recorder's instrument number: 585983 County: Bonner Sum owing on the obligation: as of February 2, 2006: $50,144.07 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: A Tract of land located in the South half of Section 22, Township 59 North, Range 1 West, Boise Meridian, Bonner County, Idaho, fully described as follows: Beginning at a point on the centerline of the public road, said point being North a distance of 742.7 feet; thence East a distance of 1229.1 feet from the Southwest corner of said Section 22; thence Southwesterly around a curve to the left with a radius of 130.0 feet a distance of 43.3 feet the chord of said curve being South 48 degrees 52 1/2' West a distance of 43.1 feet; thence South 58 degrees 36' West a distance of 422.3 feet; thence around a curve to the right with a radius of 605.0 feet a distance of 120.4 feet; thence South 47 degrees 12' West a distance 353.8 feet to the West boundary of the Old Kootenai Trail; thence South 23 degrees 47 1/2' East along said boundary a distance of 44.2 feet; thence East a distance of approximately 205.0 feet to the centerline of Sand Creek; thence Easterly along said centerline to a point which is South of the Point of Beginning; thence North a distance of approximately 540.0 feet to the Point of Beginning. Lot 7-C Sand Creek Estates unrecorded. Subject to and together with an easement 60 feet in width as conveyed to Bonner County, et al, by Road Easement recorded July 19, 1973, under Document No. 150824, Records of Bonner County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7261.22783) 1002.53645-FEI

Legal SNP#7629

Feb. 14, 21, 28, Mar. 7, 2006