Loan No. 0030314157

T.S. No. 1079793-09 Parcel No. RPR0364005005AA NOTICE OF TRUSTEE'S SALE On April 20, 2006, at the hour of 11:00am, of said day, at At the front entrance of First American Title Company, 419 N 2nd Street, Sandpoint, Idaho, First American Title Insurance Company, as trustee, will sell at public auction, to the highest bidder, for cash, cashier's check drawn on a State or National Bank, a check drawn by a State or Federal Credit Union, or a check drawn by a State or Federal Savings and Loan Association, Savings Association, or Savings Bank, all payable at the time of sale, the following described real property, situated in the County of Bonner, state of Idaho, and described as follows, to wit: That part of section 24, township 56 north, range 5 west of the Boise Meridian, Bonner county, Idaho, described as follows: Beginning at the southeast corner of lot 5 in block 5 of the original town of Priest River, Idaho; thence running north along said lot 5, 78 feet; thence running east, 130 feet, more or less, to Lake Road; thence running in a southwesterly direction along the north line of said Lake Road to the point of beginning; and lot 5, block 5 of Priest River, Idaho, according to the plat thereof, recorded in book 1 of plats, page 18, records of Bonner County, Idaho. Commonly known as 114 Lake Street Priest River ID 83856 Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Shonnie Gauvin, An Unmarried Woman as Grantor, to First American Title Company, as Trustee, for the benefit and security of Mortgage Electronic Registration Systems, Inc. as Beneficiary, recorded March 18, 2005, as Instrument No. 672561, Mortgage records of Bonner County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is: Failure to pay the monthly payment due September 1, 2005 of principal, interest and impounds and subsequent installments due thereafter; plus late charges; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said deed of trust. The estimated balance owing as of this date on the obligation secured by said deed of trust is $89,458.93, including interest, costs and expenses actually incurred in enforcing the obligation thereunder or in this sale, and trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. First American Title Insurance Company C/O Cal-western Reconveyance Corporation P.O. Box 22004 El Cajon CA 92022-9004 (800)546-1531 Dated: December 19, 2005 First American Title Insurance Company Signature/By Kathleen M. Mayerle, ASST SEC. R-124364

Legal SNP#7552

Jan. 12, 19, 26, Feb. 2, 2006

NOTICE OF APPLICATION

The following application(s) have been filed to appropriate the public waters of the State of Idaho:

96-9267

SUSAN R WHITEHEAD

1 SANDY DR

COCOLALLA ID 83813

Point(s) of Diversion L5 (SENW) S18 T55N R02W BONNER County

Source COCOLALLA LAKE - Tributary To COCOLALLA CREEK

Use: DOMESTIC 03/15 To 11/15 0.02 CFS

Total Diversion: 0.02 CFS

Date Filed: 12/12/2005

Place Of Use: DOMESTIC

T55N R02W S18 SENW Lot 5

Remark: Domestic use is for 1 home

96-9268

CITY OF SANDPOINT

1123 W LAKE ST

SANDPOINT ID 83864-1714

Point(s) of Diversion SENW S21 T57N R02W BONNER County

Source CHUCK SLOUGH - Tributary To PEND OREILLE RIVER

Use: IRRIGATION 04/15 To 10/31 0.6 CFS

Total Diversion: 0.6 CFS

Date Filed: 12/22/2005

Place Of Use: IRRIGATION

T57N R02W S21 NWNE SWNE NENW SENW

Number of Acres 30

Permits will be subject to all prior water rights. Protests may be submitted based on the criteria of Sec 42-203A, Idaho Code.

Any protest against the approval of this application must be filed with the Director, Dept. of Water Resource, Northern Region, 1910 Northwest Blvd, Suite 210, Coeur D' Alene ID 83814 together with a protest fee of $25.00 for each application on or before 01/23/2006. The protestant must also send a copy of the protest to the applicant.

KARL J DREHER, Director

Legal SNP#7529

January 5, 12, 2006CITY OF HOPE, IDAHO

STREET FINANCE REPORT

FISCAL YEAR ENDING

SEPTEMBER 30, 2005

RECEIPTS:

Fund Balance $2,041.00

Highway Users, etc. 4,306.00

Road & Bridge, etc. 7,899.00

TOTAL $14,246.00

DISBURSEMENTS:

Maintenance $5,902.00

Equipment 1,877.00

Street Lights, etc. 3,857.00

Closing Balance 2,610.00

TOTAL $14,246.00

Shirley Ramcy, City Clerk

Legal SNP#7548

January 12, 2006