Case No. CV-2005-02196

| January 25, 2006 8:00 PM

NOTICE TO CREDITORS

IN THE DISTRICT COURT OF THE FIRST JUDICIAL

DISTRICT OF THE STATE OF IDAHO, IN AND FOR

THE COUNTY OF BONNER

MAGISTRATE DIVISION

In the Matter of the Estate of:

DALE E. SPENCER,

Deceased.

NOTICE IS HEREBY GIVEN that Charles Dale Spencer has been appointed Personal Representative of the above named estate. All persons having claims against said deceased are required to present the same within four (4) months of the date of first publication of this notice or said claims will be forever barred. Claims must be presented to Charles Dale Spencer, Personal Representative of the estate, at the law offices of James H. Paulsen, 110 South Third Avenue, Sandpoint, Idaho 83864, or filed with the clerk of the above court.

DATED this 13th day of January, 2006.

JAMES H. PAULSEN

Attorney for

Personal Representative

Legal SNP#7576

Jan. 25, Feb. 1, 8, 2006