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NOTICE OF TRUSTEE'S SALE

| July 20, 2006 9:00 PM

T.S. No.: ID-06-56667-NF Loan No.: 100812718 On 10/30/2006 at 11:00 AM (recognized local time), at the following location in the County of BONNER, State of Idaho: the main entrance to Alliance Title & Escrow 105 Pine St., Sandpoint, ID 83864, Fidelity National Title Insurance Company, as Trustee, on behalf of U.S. BANK N.A., as Trustee for New Century Home Equity Loan Trust, Series 2002-A Asset-Backed Pass-Through Certificates Series 2002-A will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following real property, situated in the County of BONNER, State of Idaho, and described as follows: THE EAST HALF OF THE NORTH HALF OF THE NORTHEAST QUARTER OF THE SOUTHWEST QUARTER OF SECTION 8, TOWNSHIP 58 NORTH, RANGE 1 WEST OF THE BOISE MERIDIAN, BONNER COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of 492 N Center Valley Road, Sandpoint, ID 83864 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by DENNIS M DAY AND MARY BETH DAY, HUSBAND AND WIFE as Grantor/Trustor, in which NEW CENTURY MORTGAGE CORPORATION, is named as Beneficiary and FIRST AMERICAN TITLE CO as Trustee and recorded 12/28/2001 as instrument No. 593925 in book —, page - of Office Records in the office of the Recorder of BONNER County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 12/20/2001. The monthly installments of principal, interest, and impounds (if applicable) of $1,118.84, due per month for the months of 11/1/2005 through 6/23/2006, and all subsequent installments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $132,293.50 together with interest thereon at the current rate of 9.25000 per cent (%) per annum from 10/1/2005. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. Date: 6/29/2006 By: Fidelity National Title Insurance Company, as Trustee Quality Loan Service Corp. 319 Elm Street, 2nd Floor San Diego, CA 92101, as Agent By: Kathy Rush *** For Sale Information Call: 714-259-7850 or Login to: www.fnasap.com If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holder's rights against the real property only. This is an attempt to collect a debt and any information obtained will be used for that purpose. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. ASAP# 778745

Legal SNP# 7959

July 13, 20, 27, Aug. 3, 2006NOTICE OF PUBLIC HEARING

PLEASE TAKE NOTICE THAT the city of Kootenai will hear a request for a proposed 24-lot subdivision of 9 acres of land, First Addition to Kootenai Heights, located in Township 57 North, Range 2 West, Boise Meridian, Bonner County, Idaho.

The property is East of McGhee Road and West of Kootenai Heights Subdivision and is more particularly described as follow:

PARCEL 1

A portion of the Southwest of the Southwest of Section 1, in Township 57 North, Range 2 West, Boise Meridian, Bonner County, Idaho more particularly described as follows:

Beginning at a point 360 feet North of the Southwest corner of said Section 1, thence form said point of beginning East 1139 feet to a point, thence North 100 feet to a point, thence West 1139 feet to appoint, thence South 360 feet to the point of beginning.

PARCEL 2:

A portion of the Southwest of the Southwest of Section 1, in Township 57 North, Range 2 West, Boise Meridian, Bonner County, Idaho more particularly described as follows:

Beginning at a point 720 feet North of the Southwest corner of said Section 1, thence from said point of beginning North 380 feet to a point, thence East 1139 feet to a point, thence South 380 feet to a point, thence West 1139 feet to the point of beginning.

PARCEL 3:

All of the Northwest quarter of the Southwest quarter of Section 1, in Township 57 North, Range 2 West, Boise Meridian, Bonner County, Idaho, lying and being South and East of the Spokane International Railway right of way; and

A portion of the Southwest of the Southwest of Section 1, in Township 57 North, Range 2 West, Boise Meridian, Bonner County, Idaho more particularly described as follow:

Beginning at the Northwest corner of the Southwest of the Southwest quarter of said Section 1, thence East 1309 feet, more or less, to the Northeast corner of the Southwest quarter of the Southwest quarter of said Section 1, thence south 20 feet to a point on the North line of Lot 8, Block 7 Kootenai Townsite, recorded in Book 1 of Plats, at Page 84, thence West 160 feet to a point, thence South 200 feet to a point, thence West 1149 feet to a point on the West Section line of said Section 1, thence North along said West line to the point of beginning.

Excepting from said Parcels 1,2 and 3 land conveyed through Instruments Numbers 390465, 353174, 363090, 357893, 382443, 377796, 442899, 434797, 469330, 457054, 383839, 392230, 393097, 394768, 397048, 397626, 397232, 407448, 422916, 422918, 424352, 429286, 534292, 248357, 232701, 569046, 595940;

Also excepting therefrom all the portion within the boundaries of Kootenai Heights filed for record in Book 5 of Plats, Page 68;

as show on the map included herein.

A public hearing before the City Council of the City of Kootenai will take place on the 7th day of August, 2006 at 7:00 P.M. at city of Kootenai City Hall located at 204 Spokane St., Kootenai, Idaho.

All persons desiring to be heard concerning said subdivision request should be in attendance. The subdivision application is available for review during regular business hours in the office of the City Clerk at Kootenai City Hall, 204 Spokane St. Kootenai, Idaho, (208) 265-2431.

Legal SNP#7972

July 20, 27, 2006