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NOTICE OF TRUSTEE'S SALE

| June 15, 2006 9:00 PM

NOTICE IS HEREBY GIVEN that on September 5, 2006, at 11:00 a.m. the office of Catherine L. Dullea, Attorney at Law, as Successor Trustee, 101 N. Fourth Avenue Suite 204, Sandpoint, ID, will sell at public auction to the highest bidder, for cash in lawful money of the United States of America, all payable at the time of sale, the following real property situated in the County of Bonner, State of Idaho, described as follows:

Lot 8, according to the Record of Survey is that portion of the Southeast Quarter of the Southwest Quarter of Section 23, Township 56 North, Range 2 East, Boise Meridian, as recorded under Auditor's File No. 135778, records of Bonner County, Idaho, more particularly described as follows:

Commencing at the Southwest corner of said Section 23; thence North 0o16'46" West, 1315.88 feet; thence South 89o13'14" East, 2347.70 feet to the point of beginning for said Lot 8; thence continuing South 89o13'14" East, 331.10 feet; thence South 0o16'46" East, 657.90 feet; thence North 89o13'14" West, 331.00 feet; thence North 0o16'46" West, 657.90 feet to the point of beginning.

The purported physical address is 453 E. Mountain View Road, Clark Fork, Idaho.

The Trustee has no knowledge of a more particular description of the above-described real property, but for purposes of compliance with Idaho Code S60-113, information may be obtained from Catherine L. Dullea, Attorney at Law, Telephone (208)265-2276.

Said sale will be made, without covenant or warranty regarding title, possession or encumbrances, to satisfy the obligations secured by and pursuant to the power of sale conferred in the Deed of Trust executed by SHERRY MASON HOLBROOK, a married woman as her sole and separate property, as Grantor to Sandpoint Title Insurance, as Trustee, and said Trustee having resigned and the Beneficiary having appointed Catherine L. Dullea, Attorney at Law, as Successor Trustee, for the benefit and security of THE STENE FAMILY TRUST, as Beneficiary, said Deed of Trust having been recorded on October 16, 2003, as Instrument No. 636390, official records of Bonner County, Idaho.

THE ABOVE GRANTOR IS NAMED TO COMPLY WITH S45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT SHE IS, OR IS NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION.

The default for which the sale is to be made is the failure of the Grantor and/or assumptive Grantor(s) to make monthly payments of $820.00, each, for the months of February, March and April, 2006, failure to pay late fees of $82.00, each, for the same months, failure to pay attorney fees of $350.00, and failure to provide proof of homeowners insurance showing the Beneficiary as Mortgagee.

The balance owing as of the date hereof on the obligation secured by said Deed of Trust is the amount of $83,758.36, plus accrued interest at the rate of 10.0% per annum from November 29, 2005, plus any other costs or expenses associated with this obligation or foreclosure as provided by the Deed of Trust or Deed of Trust Note or by Idaho law.

DATED this27th day of April, 2006.

CATHERINE L. DULLEA, CHTD.

Attorney at Law

Successor Trustee

101 N. Fourth Avenue, Suite 204

Sandpoint, Idaho 83864

PHONE: (208) 265-2276

FAX: (208) 265-1556

Legal SNP# 7814

June 1, 8, 15, 22, 2006