Notice of Trustee's Sale

Loan No. 0064721760 T.S. No. 039-9614 On 5/15/2006, at 11:00 AM (recognized local time), at the following location in the County of Bonner, State of Idaho: At the main entrance to Alliance Title & Escrow Corp., 105 Pine Street Sandpoint, ID, Fidelity National Title Insurance Company, as Trustee on behalf of LandAmerica Default Services will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following real property, situated in the County of Bonner State of Idaho, and described as follows: The North half of the Southeast quarter of the Southeast quarter of the Northeast quarter of Section 31, Township 56 North, Range 5 West, Boise Meridian, Bonner County Idaho. Excepting therefrom county road right of way along the East line thereof. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of 402 Hoo Doo Loop, Oldtown, ID 83822 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Verna L Comstock, an unmarried woman as Grantor/Trustor, in which Mortgage Electronic Registration Systems, Inc., is named as Beneficiary and Lamanna Law Firm as Trustee and recorded 8/30/2004 as Instrument No. 658206 in book —, page — of Official Records in the office of the Recorder of Bonner County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 8/25/2004. The monthly installments of principal, interest, and impounds (if applicable) of $1,114.68, due per month for the months of 9/1/2005 through 1/5/2006, and all subsequent installments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $110,305.99 together with interest thereon at the current rate of 7.37500 per cent (%) per annum from 8/1/2005. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. Date: 1/5/06 Fidelity National Title Insurance Company By: Gerri Sheppard This is an attempt to collect a debt and any information obtained will be used for that purpose. ASAP# 753873

Legal SNP#7699

Mar. 24, 31, Apr. 7, 14, 2006