Loan No. XXXXXX234 T.S.

No. 1081132-09 Parcel No. RP007740010090A NOTICE OF TRUSTEE'S SALE

On July 19, 2006, at the hour of 11:00am, of said day, at At the front entrance of first American title company, 419 N 2nd Street, Sandpoint, Idaho, First American Title Insurance Company, as trustee, will sell at public auction, to the highest bidder, for cash, cashier's check drawn on a State or National Bank, a check drawn by a State or Federal Credit Union, or a check drawn by a State or Federal Savings and Loan Association, Savings Association, or Savings Bank, all payable at the time of sale, the following described real property, situated in the County of Bonner, state of Idaho, and described as follows, to wit: Lot 9, block 1, tamarack village, according to the plat thereof, recorded in book 4 of plats, page 39, records of Bonner county, Idaho. Commonly known as 194 Mountain Ash Drive Sagle, ID 83860. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Millie M. Elliott, As Her Separate Property as Grantor, to Standard Trust Deed Service Company, as Trustee, for the benefit and security of Mortage Electronic Registration Systems, Inc. as Beneficiary, recorded August 07, 2000, as Instrument No. 567949, Mortgage records of Bonner County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is: Failure to pay the monthly payment due November 1, 2005 of principal and interest and subsequent installments due thereafter; plus late charges; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said deed of trust. The estimated balance owing as of this date on the obligation secured by said deed of trust is $75,710.46, including interest, costs and expenses actually incurred in enforcing the obligation thereunder or in this sale, and trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. First American Title Insurance Company C/o Cal-western Reconveyance Corporation P.O. Box 22004 El Cajon CA 92022-9004 (800)546-1531 Dated: March 20, 2006 First American Title Insurance Company Signature/By Marisa Herrera, Asst Sec. R-126250

Legal SNP#7766

Apr. 18, 25, May 2, 9, 2006