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NOTICE OF

| November 14, 2006 8:00 PM

TRUSTEE'S SALE

T.S. No.: ID-92015-C

Loan No.: 0654732274

A.P.N.R P56N02W095700A

Notice is hereby given that, Fidelity National Title Insurance Company the duly appointed Successor Trustee, will on 12/26/2006 at 11:00 AM (recognized local time), At the Main Entrance to Alliance Title & Escrow Corp., 105 Pine Street, Sandpoint, Idaho, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property and personal property, situated in the County of Bonner, State of Idaho, and described as follows: The South Half of the northwest quarter of the southwest quarter of section 9, township 56 north, range 2 west, Boise Meridian, Bonner County Idaho; except the County Road. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address sometimes associated with said real property is: 226 Merill Martin Road Sagle, ID 83860 Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by: David J. Sommer, subject to the community interest of his spouse, Cindy R. Sommer, as grantors, to First American Title, as Trustee, for the benefit and security of "MERS" Mortgage Electronic Registration Systems, Inc. solely as nominee for Lender GMAC Mortgage Corporation DBA Ditech.com, as Beneficiary, dated 10/5/2003, recorded 10/28/2003, as Instrument No. 637378, records of Bonner County, Idaho, the beneficial interest in which is presently held by Mortgage Electronic Registration System, Inc. The above Grantors are named to comply with section 45-1506(4)(A), Idaho Code. No representation is made that they are, or are not, presently responsible for this obligation. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 10/5/2003. The monthly installments for principal, interest, and impounds (if applicable) of 615.72, due per month for the months of 6/1/2006 through 12/26/2006, and all subsequent payments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $ 96,791.63, plus accruing interest at the rate of 6.25% per annum from 5/1/2006 . All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: August 23, 2006 Fidelity National Title Insurance Company Dianna Sandoval, authorized signatory c/o Executive Trustee Services, Inc. 15455 San Fernando Mission Blvd. #208, Mission Hills, CA 91345 Phone: (818) 837-2300 Sale Line: (818) 361-6998 ASAP# 787515

Legal SNP#8213

Oct. 24, 31, Nov. 7, 14, 2006

Case No. CV06-2583

SUMMONS

IN THE DISTRICT COURT OF THE FIRST JUDICIAL

DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI

LINDA CHRISTENSEN and RALPH CHRISTENSEN, husband and wife, and the marital community thereof,

Plaintiffs,

vs.

GEORGE M. NISTOR and JANE DOE NISTOR, husband and wife, and the marital community thereof, and JAMIE MAYNARD, an individual,

Defendants.

To: GEORGE M. NISTOR and JANE DOE NISTOR

You have been sued by Plaintiffs in the District Court in and for Kootenai County, Idaho, Case No. CV06-2583.

The nature of the claim against you is a personal injury claim.

Any time after 20 days following the last publication of this Summons, the court may enter a judgment against you without further notice, unless prior to that time you have filed a written response in the proper form, including the Case No., and paid any required filing fee to the Clerk of the Court at 324 W. Garden Ave., Coeur d'Alene, Idaho, and served a copy of your response on Plaintiffs' attorney at:

SCOTT R. IRELAND

Attorney at Law

910 Sherman Ave.

Coeur d'Alene, ID 83814

Telephone: (208) 765-4499

A copy of the Summons and Complaint can be obtained by contacting either the Clerk of the Court or the attorney for Plaintiffs. If you wish legal assistance, you should immediately retain an attorney to advise you in this matter.

DATED this 17th day of October, 2006.

DANIEL J. ENGLISH

Kootenai County District Court

By: Cathy Victorino, Deputy

Legal SNP#8217

Oct. 24, 31, Nov. 7, 14, 2006

LEGAL NOTICE

Crossroads Wireless Holdings, L.L.C.

We are a prospective applicant under the Rural Broadband Access Loan and Loan Guarantee Program being administered by the Rural Development, Utilities Programs (Rural Development), United States Department of Agriculture. We are required, as a prospective applicant, to announce our intent to provide broadband services (200 kilobits upstream and downstream) to communities in the State of Idaho in Bonner County, including the communities of:

Clark Fork, East Hope, and Kootenai

Incumbent broadband service providers have 30 days from the date of this Legal Notice to inform Rural Development if they are currently providing broadband service in these areas or if they have a commitment to provide service in these areas. Incumbent broadband service providers should submit to Rural Development, on a form prescribed by Rural Development, the number of residential customers receiving broadband service in the proposed service area, the rates of data transmission, and the cost of each level of service or proof of commitment to provide service in the proposed service area. A map should also be provided showing the boundaries of your service area in relation to the communities above.

A Legal Notice Response Form can be obtained from Rural Development's website at www.usda.gov/rus/telecom.

Legal SNP# 8256

November 14, 2006

NOTICE OF

PUBLIC HEARINGS

NOTICE is hereby given that the Ponderay City Council shall conduct a Public Hearing on Monday, the 4h day of December, 2006, at Ponderay City Hall, 288 4th Street, commencing at 6:00 p.m. Said hearing is for the purpose of public input for the following:

1. A request by Dana and Mary Ettlin to change the zoning from rural to commercial to allow

for a future RV Park and a fenced storage area and approximately 25 mobile home spaces. S2-T57N-R2W, NE1/2 of Gov Lot 5, W 1/2 of the N 1/2 of Gov Lot 5 less Tax 16, 17. Located at 477995 Hwy 95. Known as the former Pines Trailer Park. The Ponderay Planning & Zoning Commission recommends denial.

A full legal description of the above property is available from the City Clerk upon request.

Written comments over one (1) page in length must be received by the City of Ponderay, P.O. Box 500, Ponderay, Idaho 83852, one week prior to the hearing date. Any person needing special accommodations to participate in the above noticed meeting should contact the City Clerk's office five (5) days prior to the meeting at 265-5468 or by mail.

Dated: November 9, 2006

Nancy B. Piatt

City Clerk

Legal SNP# 8258

November 14, 2006

NOTICE OF

ANNUAL MEETING

Notice is hereby given that the Annual meeting of the Masonic Temple Association of Sandpoint, Idaho, Inc., will be held in the Masonic Temple, 319 N. 2nd St.; Sandpoint, Idaho on the 4th day of December, 2006, immediately following the Stated Meeting of Lakeside Lodge #42 for the purpose of electing two new Directors for a term of three years and for the purpose of transacting any and all business that may properly come before said meeting.

Dated at Sandpoint, Idaho this tenth day of November, 2006

/s/ Paul S. Ousley,

Secretary/ Treasurer

Legal SNP# 8259

November 14, 21, 2006

Sealed Bids

The City of Ponderay is accepting separate sealed bids for a 1977 Ford 1-Ton dump truck and a 1993 Meyer 1.8 cu. yd. sander. Minimum bid for each $500.00. Sealed bids must be received in the City Clerk's office, 288 4th St, Ponderay, Idaho, 83852 prior to 5:00 p.m., Monday, November 20, 2006. Viewing by appointment only. Call 208-265-5468.

Legal SNP# 8257

November 14, 2006