NOTICE OF TRUSTEE'S SALE

NOTICE IS HEREBY GIVEN that on January 3, 2007, at 11:00 a.m. the office of Catherine L. Dullea, Attorney at Law, as Successor Trustee, 101 N. Fourth Avenue Suite 204, Sandpoint, ID, will sell at public auction to the highest bidder, for cash in lawful money of the United States of America, all payable at the time of sale, the following real property situated in the County of Bonner, State of Idaho, described as follows:

The South Half of the Southwest Quarter of the Northwest Quarter, in Section 33, Township 59 North, Range 1 East, Boise Meridian, Bonner County, Idaho.

TOGETHER WITH the easement over, under and across the South 30 feet of the Northwest Quarter of said Section 33, and over, under and across the existing road running North and South through the West Half of the Northwest Quarter of said Section 33, and being 15 feet on each side of the center line thereof.

The Trustee has no knowledge of a more particular description of the above-described real property, but for purposes of compliance with Idaho Code S60-113, information may be obtained from Catherine L. Dullea, Attorney at Law, Telephone (208)265-2276.

Said sale will be made, without covenant or warranty regarding title, possession or encumbrances, to satisfy the obligations secured by and pursuant to the power of sale conferred in the Deed of Trust executed by ISAAC S. RAJALA, an unmarried man, as Grantor to Sandpoint Title Insurance Co., as Trustee, and said Trustee having resigned and the Beneficiary having appointed Catherine L. Dullea, Attorney at Law, as Successor Trustee, for the benefit and security of ELIZABETH A. DEFREMERY, an unmarried woman, as Beneficiary, said Deed of Trust having been recorded on April 28, 2005, as Instrument No. 675443, official records of Bonner County, Idaho.

THE ABOVE GRANTOR IS NAMED TO COMPLY WITH S45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT HE IS, OR IS NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION.

The default for which the sale is to be made is the failure of the Grantor and/or assumptive Grantor(s) to make monthly payments of $760.00, each, for the months of June, July and August, 2006, failure to pay late fees in the amount of $76.00, each, for the same months, failure to pay default and attorney fees of $250.00, and failure to pay the 2nd half of the 2005 real property taxes.

The balance owing as of the date hereof on the obligation secured by said Deed of Trust is the amount of $65,465.47, plus accrued interest at the rate of 8.5% per annum from May 29, 2006, plus any other costs or expenses associated with this obligation or foreclosure as provided by the Deed of Trust or Deed of Trust Note or by Idaho law.

DATED this 25th day of August, 2006.

CATHERINE L. DULLEA

Attorney at Law

Successor Trustee

Legal SNP# 8118

Sept. 12, 19, 26, Oct. 3, 2006