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NOTICE OF TRUSTEE'S SALE

| January 7, 2007 8:00 PM

Trustee's Sale No. 02-HH-44268 Notice is hereby given that, Pioneer Lender Trustee Services, LLC, the duly appointed Successor Trustee, will on April 13, 2007, at the hour of 11:00 AM, of said day, in the lobby of Alliance Title & Escrow Corp., 105 Pine Street, Sandpoint, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of Bonner , State of Idaho , to-wit: Lot 6, block 2 of Hoo Doo Estates, according to the plat thereof, recorded in book 3 of plats, page 194, records of Bonner County, Idaho. The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of 364 Lodgepole Lane, Oldtown, ID 83822, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Jim O Cox, a single man, as Grantor, to First American Title, as Trustee, for the benefit and security of Beneficial Mortgage Co. of Idaho, as Beneficiary, dated 1/25/2003, recorded 1/29/2003, under Instrument No. 617594, Mortgage records of Bonner County, Idaho, the beneficial interest in which is presently held by Beneficial Mortgage Co. of Idaho. The above Grantors are named to comply with Section 45-1506(4)(A), Idaho Code. No representation is made that they are, or are not, presently responsible for this obligation. The default for which is sale is made is the failure to pay when due under the Deed of Trust Note dated 1/25/2003, the monthly payment which became due on 7/1/2006 and all subsequent monthly payments, plus late charges and other costs and fees as set forth. Amount Delinquent as of November 22, 2006 $3,804.57 All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $ 78,829.56, together with interest thereon at 9.740 % per annum from 6/1/2006, until paid. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same. Dated: 11/30/2006 Pioneer Lender Trustee Services, LLC Trustee By Mark L Yermasek-Morger, Vice President c/o Regional Trustee Services Corporation, 616 1st Avenue, Suite 500, Seattle, WA 98104 Phone: (206) 340-2550 Sale Information: http://www.rtrustee.com ASAP# 809764

Legal SNP# 8316

Dec. 16, 23, 30, 2006, Jan. 6, 2007

SUMMONS FOR

PUBLICATION:

TO: BARBARA BEUTTEL-JOHNS, deceased, her heirs, successors, devisees and assigns, MICHAEL MCDOWELL, spouse of BARBARA BEUTTEL-JOHNS, BANK OF AMERICA NT & SA dba SEAFIRST BANK on behalf of BANK OF AMERICA, N.A., JOHN DOES I-X and JANE DOES I-X, and any other person or entity claiming an interest in the following described real property located in Bonner County, Idaho, to wit: The East 207 feet of the following described tract: That part of the North half of the South half of the Northwest quarter of Section 14, Township 58 North, Range 1 West, Boise Meridian, Bonner County, Idaho, described as follows: Beginning at the intersection of the South right of way line of the Gold Creek Road and the East right of way line of Colburn- Culver RAS 16(1) Highway; then East along the South right of way line of the Gold Creek Road, 642.75 feet to the True Point of Beginning of this tract; thence East along said South right of way line, 622.25 feet; thence South 210 feet; thence West 622.25 feet; then North 210 feet to the Point of Beginning.

You have been sued by, USDA Rural Development, Plaintiffs, in the District Court in and for Bonner County, Idaho, Case No. CV-2006-01314;

The nature of the claim against you is judicial foreclosure of property.

Anytime after 20 days following the last publication of this summons, the court may enter a judgment against you without further notice, UNLESS, prior to that time you have filed a written response in the proper form, including the Case No., and paid any required filing fee to the Clerk of the Court at 215 South First Avenue, Sandpoint, ID 83864, and served a copy of your response on the Plaintiff's attorney at the HOLMES LAW OFFICE, P.A., PO BOX 909, COEUR D'ALENE ID 83816-0909, TELE: (208)664-2351.

A copy of the summons and complaint can be obtained by contacting either the Clerk of the Court or the attorney for the Plaintiff.

If you wish legal assistance, you should immediately retain an attorney to advise you in this matter.

DATED this 21st day of December, 2006.

CLERK OF THE DISTRICT COURT

(SEAL)

JODY MORELAND

Deputy

Legal SNP# 8342

Dec. 30, 2006, Jan. 6, 13, 20, 2007

NOTICE

NOTICE IS HEREBY GIVEN, pursuant to Chapter 23, Title 67 of the Idaho Code, that the January 10, 2007 meeting of the Southside Water and Sewer District will be held at its regular time, 2:00 p.m. at the maintenance building at 1670 Lakeshore Drive, Sagle, Bonner County, Idaho. Beginning with the February 2007 meeting and for the next 11 months, the Southside Water and Sewer District shall regularly meet on the second Wednesday, of each month at 2:00 p.m. at 1670 Lakeshore Drive, Sagle, Bonner County, Idaho.

When meetings, to be held, are scheduled at a location other than the maintenance building, meeting notice shall be posted on the District's bulletin board located at the maintenance building notifying all interest persons of the location of such meeting.

Agenda notices for all regular District meetings shall be posted on the district's bulletin board located at the maintenance building at least 48 hours prior to the meeting.

Notices for all special District Meetings shall be posted on the District's bulletin board located at the maintenance building at least 24 hours prior to the meeting.

Agenda notices for all special District meetings shall be posted on the District's bulletin board located at the maintenance building at least 24 hour prior to the meeting.

SOUTHSIDE WATER AND SEWER DISTRICT

Virginia Hendren, Secretary

Legal SNP# 8349

January 6, 2007

Case No. CV-2006-02224

NOTICE TO CREDITORS

IN THE DISTRICT COURT OF THE FIRST JUDICIAL

DISTRICT OF THE STATE OF IDAHO, IN AND FOR

THE COUNTY OF BONNER

Magistrate Division

In the Matter of the Estate of:

JAYSON DARWIN MITCHELL,

Deceased.

TO: ALL PERSON WIITH AN INTEREST IN THIS MATTER

NOTICE IS HEREBY GIVEN that:

1. A petitioned has been filed by MARGARET ALMEDA CARNEGIE for Formal Appointment of Administrator in Intestacy and Determination of Heirs.

2. A hearing on said petitions has been scheduled in this Court, on January 22, 2007, at 1:30 p.m., or as soon thereafter as the matter can be heard.

3. The Courthouse is located at 215 S. First Ave., Sandpoint, ID 83864

DATED this 22nd day of December, 2006.

BERG & McLAUGHLIN, Chtd.

William M. Berg

Attorney for Petitioner

708 Superior Street, Suite B

Sandpoint, ID 83864

(208) 263-4748

Legal SNP #8343

Dec. 30, 2006, Jan. 6, 13, 2007

NOTICE OF PUBLIC

HEARINGS

NOTICE is hereby given that the Ponderay City Council shall conduct a Public Hearing on Tuesday, the 20th, day of February, 2007, at Ponderay City Hall, 288 4th Street, commencing at 6:00 p.m. Said hearing is for the purpose of public input for the following:

1. A special use request by Ford Elsaesser (to be assigned to a qualified 501 (c) (3) nonprofit

corporation/foundation) for an animal shelter in the commercial zone. Blocks 1, 2, 3 and 4 of Starrs First Addition, Located on the north side of Kootenai Cutoff Road west of McNearney Road. Known as the former Gunning properties. The Planning & Zoning commission has recommended denial.

Full legal descriptions of the above properties are available from the City Clerk upon request.

Written comments must be received by the City of Ponderay, P.O. Box 500, Ponderay, Idaho 83852, one week prior to the hearing date. Any person needing special accommodations to participate in the above noticed meeting should contact the City Clerk's office five (5) days prior to the meeting at 265-5468 or by mail.

Dated: January 3, 2007

Nancy B. Piatt

City Clerk

Legal SNP# 8348

January 6, 2007

LEGAL NOTICE

Sagle Community Hall, Inc. Association Annual Meeting January 17, 2007, 7:00 pm at the Sagle Community Hall. Election of Officers and Board Members

Legal SNP# 8354

January 6, 2007