NOTICE OF TRUSTEE'S SALE

TS No. 06-32004 Doc ID # 0001181485722005N Title Order No. 6611217 Parcel No. RP56N05W308422A The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Alliance Title & Escrow, 105 Pine St., Ste 101, Sandpoint, ID 83864, on 05/25/2007 at 11:00 am, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 03/02/2006 as Instrument Number 699200, and executed by Douglas A. Neil, unmarried, as Grantor(s), in favor of Mortgage Electronic Registration Systems, Inc., as Beneficiary, to ReconTrust Company, N.A., the Current Trustee of record, covering the following real property located in Bonner County, state of Idaho: Parcel 1: That portion of the Southwest quarter of the Southeast quarter of Section 30, Township 56 North, Range 5 West, Boise Meridian, Bonner County, Idaho, described as follows: Beginning at the Southeast quarter of said Section; thence West 1487.1 feet; thence North 24.8 feet to a fence intersection; thence North 1 24' East, 140.00 feet; thence North 30 26' West, 77.00 feet; thence North 36 44' West, 107.00 feet; thence North 15 40' West, 374.00 feet; thence North 17 3' West, 249.00 feet; thence North 33 53' East, 113.00 feet to the True Point of Beginning; thence South 33 53' West, 113 feet; thence South 76 52' East, 315.00 feet to the West right of way line of Blackthorne Road; thence Northerly along said right of way line 125 feet; thence Northwesterly in a straight line to the True Point of Beginning. Parcel 2: That portion of the Southwest quarter of the Southeast quarter of Section 30, Township 56 North, Range 5 West, Boise Meridian, Bonner County, Idaho, described as follows: Beginning at the Southeast corner of said Section; thence West 1487.1 feet; thence North 24.8 feet to a fence intersection; thence North 1 24' East, 140.00 feet; thence North 30 26' West, 77.00 feet; thence North 38 44' West, 107.00 feet; thence North 15 40' West, 374.00 feet; thence North 17 3' West, 249.00 feet, to the True Point of Beginning; thence South 76 52' East, 315.00 feet to the West right of way line of Blackthorne Road; thence Southerly 40 feet along said right of way line; thence North 76 52' West to a point which is South 17 03' East of the Point of Beginning; thence North 17 03' West to the Point of Beginning. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 162 Blackthorn, Oldtown, ID 83822 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 10/01/2006 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 8.250% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $215,228.95, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. Notice is hereby given that this firm is attempting to collect a debt and any information obtained will be used for that purpose, and that the debt may be disputed. The above grantors are named to comply with Section 45-1506(4)(a) Idaho Code. No representation is made that they are, or are not, presently responsible for this obligation. Dated: 1-29-07 Name and Address of the Current Trustee is: ReconTrust Company, N.A. 1757 Tapo Canyon Road, SVW-88 Simi Valley, CA 80028-1821 Phone: (800) 281-8219 ReconTrust Company, N.A. Successor Trustee Denise Sletten, Assistant Secretary ASAP# 820180

Legal SNP#8402

Jan. 30, Feb. 6, 13, 20, 2007