NOTICE OF TRUSTEE'S SALE

Trustee's Sale No. 02-FHH-46522 Notice is hereby given that, Pioneer Lender Trustee Services, LLC , the duly appointed Successor Trustee, will on October 17, 2007 , at the hour of 11:00 AM , of said day, In the lobby of Alliance Title & Escrow Corp., 105 Pine Street, Ste 101, Sandpoint, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of Bonner , State of Idaho , to-wit: Lot 4 in Cavanaugh Bay Homes, according to the plat thereof, recorded in book 2 of plats, page 70, records of Bonner County, Idaho. The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of 4024 Cavanaugh Bay Road AKA 52 Cavanaugh Bay Road, Coolin, ID 83821 , is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Trent Presley, a married man as his sole and separate property , as Grantor, to Alliance Title & Escrow Corp , as Trustee, for the benefit and security of Accredited Home Lenders, Inc., a California Corporation , as Beneficiary, dated 5/7/1999 , recorded 5/17/1999 , under Instrument No. 544827 , Mortgage records of Bonner County, Idaho, the beneficial interest in which is presently held by Household Finance Corporation III. The above Grantors are named to comply with Section 45-1506(4)(A), Idaho Code. No representation is made that they are, or are not, presently responsible for this obligation. The default for which is sale is made is the failure to pay when due under the Deed of Trust Note dated 5/7/1999 , the monthly payment which became due on 3/1/2007 and all subsequent monthly payments, plus late charges and other costs and fees as set forth. Amount due as of June 8, 2007 Delinquent Payments from March 01, 2007 4 payments at $ 887.03 each $ 3,548.12 ( 03-01-07 through 06-08-07 ) Late Charges: $ 133.05 Beneficiary Advances: $ 88.70 Suspense Credit: $ 0.00 Total: $ 3,769.87 All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $ 84,652.03 , together with interest thereon at 11.625 % per annum from 2/1/2007 , until paid. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same. Dated: 6/8/2007 Pioneer Lender Trustee Services, LLC Trustee By Mark L. Yermasek-Morger, Vice President c/o Regional Trustee Services Corporation, 616 1st Avenue, Suite 500, Seattle, WA 98104 Phone: (206) 340-2550 Sale Information: http://www.rtrustee.com ASAP# 866101

Legal SNP 8754

June 22, 29, July 6, 13, 2007