NOTICE TO CREDITORS

| July 12, 2007 9:00 PM

Case No. CV 2006-0211

IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF BONNER

In the matter of the Estate of:

MELVIN G. OWENS, and

CECIL MARIE OWENS,

Husband and Wife,

Decedents.

NOTICE IS HEREBY GIVEN that Nancy Ann Barnes has been appointed Personal REpresentative of the estate of the above-named decedents. All persons having claims against the decedents or either of them or the estate are required to present their claims within four months after the date of the first publication of this Notice or said claims will be forever barred.

Claims must be presented to the undersigned at the address indicated above, and filed with the Clerk of Court.

Dated this 9th day of July, 2007.

/s/Kevin J. Waite, Attorney

Attorney At Law, ISBN 5153

424 Sherman Avenue, Suite 106

Coeur d'Alene, Idaho 83814

Tel. (208) 667-8553

Fax (208) 667-8630

Legal SNP 8795

July 12, 19, 26, 2007