NOTICE OF TRUSTEE'S SALE

T.S. No.: ID-106229-C Loan No.: 0655574583 A.P.N. RP00398002008EA Notice is hereby given that, First American Title Insurance Company the duly appointed Successor Trustee, will on 9/18/2007 at 11:00 AM (recognized local time), At the front entrance to the First American Title Insurance building located at 419 North 2nd Avenue Sandpoint, ID 83864, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property and personal property, situated in the County of Bonner, State of Idaho, and described as follows: The land referred to in this policy is situated in the State of Idaho, County of Bonner, City of Priest River, and described as follows: Lot 8 and that portion of Lot 7, Block 2, Schneider Subdivision according to the plat thereof, recorded in book 3 of plats, page 119 records of Bonner County, Idaho, more particularly described as follows: Beginning at the Northwest corner of said lot 7; thence East along the North line of said lot 7, 28 feet; thence Southwesterly in a straight line to the point of intersection of the West line of said lot 7 and the Northeasterly right of way line of Fred Street; thence Northerly along the West line of said Lot 7 to the point of beginning. In the State of Idaho, County of Bonner: Lot 9, Block 2, Schneider Resubdivision, according to the plat thereof, recorded in book 3, page 119, records of Bonner County, Idaho. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address sometimes associated with said real property is: 127 Alpine Dr Priest River, ID 83856 Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by: Rick Barry, an unmarried man, as grantors, to First American Title Insurance Company, as Trustee, for the benefit and security of "MERS" Mortgage Electronic Registration Systems, Inc., solely as nominee for Lender GMAC Mortgage, LLC DBA Ditech.com, as Beneficiary, dated 7/18/2005, recorded 8/13/2005, as Instrument No. 685009, records of Bonner County, Idaho, the beneficial interest in which is presently held by Mortgage Electronic Registration System, Inc. The above Grantors are named to comply with section 45-1506(4)(A), Idaho Code. No representation is made that they are, or are not, presently responsible for this obligation. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 7/18/2005. The monthly installments for principal, interest, and impounds (if applicable) of $583.58, due per month for the months of 1/1/2007 through 9/18/2007, and all subsequent payments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $98,249.23, plus accruing interest at the rate of 5.75% per annum from 12/1/2006. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: May 17, 2007 First American Title Insurance Company Dee C. Ortega, authorized signatory c/o Executive Trustee Services, Inc. 15455 San Fernando Mission Blvd. #208, Mission Hills, CA 91345 Phone: (818) 837-2300 Sale Line: (714) 259-7850 ASAP# 856076

Legal SNP 8793

July 10, 17, 24, 31, 2007