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NOTICE OF TRUSTEE'S SALE

| March 24, 2007 9:00 PM

UNDER DEED OF TRUST T.S. No.: T07-24297-ID Loan No.: 0088472832 Title Order No: W730086 N otice is hereby given that Pioneer Lender Trustee Services, LLC, an Idaho limited liability company, as Trustee C/O Town and County, the duly appointed Successor Trustee, will on 07-11-2007 at 11:00 AM , of said day, In the lobby of Alliance Title & Escrow, 105 Pine St., Suite 101, Sandpoint, ID 83864 , sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Bonner , State of Idaho, to wit: Lot 22, block 1 of Schweitzer addition, according to the plat thereof, recorded in book 3 of plats, page 54, records of Bonner County, Idaho . The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 1418 Hickory Street Sandpoint, ID 82864, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by: Stephanie R. Rief, a single woman , As grantors, To: Pioneer Lender Trustee Services, LLC an Idaho limited liability company, as Trustee, As successor Trustee, for the benefit and security of Argent Mortgage Company, LLC., , as Beneficiary, dated 09-22-2005 , recorded 09-28-2005 , as Instrument No. 688292, records of Bonner County, Idaho. Please Note: The above Grantor(s) are named to comply with Section 45-1506(4)(A), Idaho Code. No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of this Notice is: $ 218,326.96 . All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: February 26, 2007 Pioneer Lender Trustee Services, LLC an Idaho limited liability company, as Trustee c/o Town & Country Title Services, Inc (888) 485-9191 Reinstatement Line 800-430-5262 Mark Yermasek-Morgan, Vice President For sale Information, Please contact Agency Sales and Posting at www.fnasap.com 714-259-7850 ASAP# 830084

Legal SNP# 8486

March 3, 10, 17, 24, 2007