NOTICE OF TRUSTEE'S SALE

Loan No: 0014303069 T.S. No.: 07-7233-ID On 09/04/02007 at : 11:00AM (recognized local time), 419 N. Second Avenue, Sandpoint, ID 83864. In the County of Bonner, State of Idaho, First American Title Insurance Company, as Trustee on behalf of Option One Mortgage Corporation, A California Corporation will sell at public auc-tion to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Bonner, State of Idaho, and described as follows: Lot 12A Of the short plat of Lot 12, Block 1 of Mountain Meadows place, according to the plat thereof, recorded in Book 4 of Plats, Page 142, records of Bonner County, Idaho The Trustee has no knowledge of a more particular description of the above referenced real property, but for the purposes of compliance with section 60-113 Idaho Code, the Trustee has been informed that the address of: 2013 Janelle Way Sandpoint, ID 83864, is sometimes associated with the said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by: Timothy R. Bonine and Erin C. Bonine, husband and wife, As grantors, To: First American Title Insurance Company as successor Trustee, for the benefit and security of Option One Mortgage Corporation, a California Corporation, as Beneficiary, dated 9/17/2004, recorded 09/24/2004, as Instrument No. 660283, records of Bonner County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4)(A), Idaho Code. No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 09/17/2004. The monthly payments for Principal, Interest and Impounds (if applicable) of $2,028.68 due per month from 12/01/2006 through 8/31/2007, and all subsequent payments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $186,187.30, plus accrued interest at the rate of 10.2% per annum from 11/1/2006 All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: 4/30/2007 By: First American Title Insurance Company By Allnation Default Services, Its Duly Authorized Agent 4665 MacArthur Court Suite 250 Newport Beach, CA 92660 949-252-2800 Marcy Axeirod, Vice President, P290322

Legal SNP# 8646

May 4, 11, 18, 25, 2007