NOTICE OF

TRUSTEE'S SALE

On August 30, 2007, at the hour of 11:00 o'clock AM of said day, at First American Title Company, 419 North Second Avenue, Sandpoint, Idaho, JUST LAW, INC., as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Bonner, State of Idaho, and described as follows to wit:

Lot 2, VAN ESTATES, according to the plat thereof, recorded in Book 6 of Plats, Page 120, records of Bonner County, Idaho.

The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed the address of 1596 E. Shingle Mill Road, Sandpoint, ID, is sometimes associated with the said real property.

This Trustee's Sale is subject to a bankruptcy filing, a payoff, a reinstatement or any other conditions of which the Trustee is not aware that would cause the cancellation of this sale. Further, if any of these conditions exist, this sale may be null and void, the successful bidder's funds shall be returned, and the Trustee and the Beneficiary shall not be liable to the successful bidder for any damages.

Said sale will be made without convenant or warranty regarding title, possessions or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by David B. Allen, married sole and separate property, as Grantor(s) with Mortgage Electronic Registration Systems, Inc. as the Beneficiary, under the Deed of Trust recorded June 14, 2005, as Instrument No. 679070, in the records of Bonner County, Idaho. The Beneficial interest of said Deed of Trust was subsequently assigned to Suntrust Mortgage, recorded April 16, 2007, as Instrument No. 726855, in the records of said County.

THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION.

The default for which this sale is to be made is the failure to pay the amount due under the certain Promissory Note and Deed of trust, in the amounts called for thereunder as follows:

Monthly payments in the amount of $1,361.05 for the months of November 2006 through and including to the date of sale, together with late charges and monthly payments accruing. The sum owing on the obligation secured by said Deed of Trust is $212,366.89 as principal, plus service charges, attorney's fees, costs of this foreclosure, any and all funds expended by Beneficiary to protect their security interest, and interest accruing at the rate of 5.875% from October 1, 2006, together with delinquent taxes plus penalties and interest to the date of sale.

The beneificary elects to sell or cause the trust property to be sold to satisfy said obligation.

Dated this 25th day of April, 2007.

Paula Peterson

Trust Officer for

Just Law, Inc.

For information concerning

this sale please contact

Just Law, Inc.

at www.justlawidaho.com

or Toll Free at

1-800-923-9106

Legal SNP# 8653

May 9, 16, 23, 30, 2007