Notice of Trustee's Sale

Idaho Code 45-1506 Today's date: April 10, 2007 File No.: 7777.23345 Sale date and time (local time): August 10, 2007 at 10:00 AM Sale location: in the office of First American Title Company, 419 North 2nd Avenue, Sandpoint, ID 83864 Property address: 416 PARK DR SPIRIT LAKE, ID 83869 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Danny K. Smith and Lorrie A. Smith, husband and wife Original trustee: Chicago Title Insurance Company Original beneficiary: Southern Pacific Funding Corporation, a California Corporation Recording date: April 8, 1998 Recorder's instrument number: 522016 County: Bonner Sum owing on the obligation: as of April 10, 2007: $78,882.02 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: The East 112 feet of the South Half of the Southwest Quarter of the Southwest Quarter of the Southeast Quarter and the South Half of the Southeast Quarter of the Southwest Quarter of the Southeast Quarter, all in Section 19, Township 54 North, Range 4 West, Boise Meridian, Bonner County, Idaho; EXCEPT the South 122 feet of the East 300 feet of said South Half of the Southeast Quarter of the Southwest Quarter of the Southeast Quarter. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7777.23345) 1002.70405-FEI

Legal SNP# 8600

Apr. 24, May 1, 8, 15, 2007