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Case No. CV-2007-00742

| May 23, 2007 9:00 PM

NOTICE TO CREDITORS

IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF BONNER

MAGISTRATE DIVISION

IN THE MATTER OF THE

ESTATE OF

CHARLES RUSSELL KRAMER,

Deceased.

NOTICE IS HEREBY GIVEN that TAMARA L. KRAMER has been appointed personal representative of the above named decedent. All persons having claims against the decedent or the estate are required to present their claims within four months after the date of the first publication of this notice or said claims will be forever barred.

Claims must be presented to the undersigned at the address indicated, and filed with the Clerk of Court.

DATED this 17 day of May, 2007.

J. T. DIEHL

Attorney for Personal Representative

Attorney at Law

106 W. Superior Street

Sandpoint, Idaho 83864

(208) 263-8529

Legal SNP# 8690

May 23, 30, June 6, 2007