NOTICE OF TRUSTEE'S SALE

T.S. No.: ID-115358-C Loan No.: 7424113058 A.P.N. RP00687000001CA Notice is hereby given that, First American Title Insurance Company the duly appointed Successor Trustee, will on 1/11/2008 at 11:00 AM (recognized local time), At the front entrance to the First American Title Insurance building located at 419 North 2nd Avenue Sandpoint, ID 83864, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property and personal property, situated in the County of Bonner, State of Idaho, and described as follows: i"?A tract of land in a portion of the Southeast Quarter of Section 16, Township 56 North, Range 2 West, Boise Meridian, Bonner County, Idaho, more particularly described as follows. Commencing at the Northeast Corner of said Southeast Quarter of Section 16; Thence South 88° 19' 23" West along the North line of said Southeast Quarter a distance of 83.16 feet to a point on the northwesterly right of way of US Highway 95; Thence South 33° 05' 06" West along said right of way a distance of 1059.40 feet to a found highway right of way monument, monumenting highway station PT 23+90, said point being the True Point of Beginning; Thence North 89° 47' 37" West a distance of 803.06 feet; Thence South 13° 50' 10" West a distance of 476.92 feet to a point on the North line of the Plat of the Southwest Quarter of the Southeast Quarter of said Section 16, as recorded in Book 1 of Plats, Page 140, records of Bonner County, Idaho (said point also being on the South line of the Northwest Quarter of the Southeast Quarter of Section 16); Thence South 88o 56' 34" West along said North line a distance of 167.48 feet to the Northeast Corner of Lot 2 of said Plat; Thence South 1° 20' 18" East along the East line of said Lot 2 a distance of 377.28 feet; Thence leaving said East line South 89° 11' 08" East a distance of 97.78 feet to an intersection with the West line of Lot 6 of said Plat; Thence North 1° 44' 01" West along said West line a distance of 130.61 feet to the Northwest Corner of said Lot 6; Thence North 89° 33' 00" East along the North line of said Lot 6 a distance of 343.28 feet to the Northeast Corner of said Lot 6; Thence South 0° 15' 21" East along the East line of Lot 6 a distance of 83.9 feet to a point of non-tangent curvature on said Northwesterly right of way of US Highway 95; Thence 471.28 feet along said right of way along a curve to the left with a radius of 3749.72 feet (the chord of which bears North 43° 11' 08" East, 470.97 feet); Thence North 35o 07' 46" East along said right of way a distance of 549.10 feet to the True Point of Beginning. Except A tract of land located in a portion of the Southeast Quarter of Section 16, Township 56 North, Range 2 West, Boise Meridian, Bonner County, Idaho, more particularly described as follows: Commencing at the Northeast Corner of said Southeast Quarter of Section 16; Thence South 88° 19' 23" West along the North line of said Southeast Quarter a distance of 83.16 feet to a point on the Northwesterly right of way of US Highway 95; Thence South 33° 05' 06" West along said right of way a distance of 1059.40 feet to a found highway right of way monumenting highway station PT 23+90; Thence North 89° 47' 37" West a distance of 803.06 feet to a point, said point being the True Point of Beginning; Thence South 13° 50' 10" West a distance of 476.92 feet to a point on the North line of the Plat of the Southwest Quarter of the Southeast Quarter of said Section 16, as recorded in Book 1 of Plats, Page 140, records of Bonner County, Idaho (said point also being on the South line of the Northwest Quarter of the Southeast Quarter of Section 16); Thence North 88° 56' 34" East along said North line a distance of 82.52 feet, Thence North 16° 39' 51" East a distance of 481.39 feet; Thence North 89o 47' 37" West a distance of 106.50 feet to the True Point of Beginning. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address sometimes associated with said real property is: 468354 Highway 95 South Sagle, ID 83860.Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by: Dennis G. McIntire, a married man as his sole and separate property, as grantors, to Alliance Title Company, as Trustee, for the benefit and security of "MERS" Mortgage Electronic Registration Systems, Inc., solely as Nominee for Lender Homecomings Financial Network, Inc., as Beneficiary, dated 6/20/2005, recorded 6/30/2005, as Instrument No. 680588 and re-records, records of Bonner County, Idaho, the beneficial interest in which is presently held by U.S. Bank National Association, as Trustee, by: Residential Funding Company, LLC, Attorney in Fact. The above Grantors are named to comply with section 45-1506(4)(A), Idaho Code. No representation is made that they are, or are not, presently responsible for this obligation. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 6/20/2005. The monthly installments for principal, interest, and impounds (if applicable) of $3941.89, due per month for the months of 6/1/2007 through 1/11/2008, and all subsequent payments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $392,788.41, plus accruing interest at the rate of 7.5% per annum from 5/1/2007. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: 9/10/2007 First American Title Insurance Company Dee Ortega, authorized signatory c/o Executive Trustee Services, Inc. 15455 San Fernando Mission Blvd. #208, Mission Hills, CA 91345 Phone: (818) 837-2300 Sale Line: (714) 259-7850 ASAP# 900534

Legal SNP 9074

October 30, November 6, 13, 20, 2007