NOTICE TO CREDITORS

| October 12, 2007 9:00 PM

NO. CV 2007 0148

IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF BONNER

In the matter of the Estate of

SHERRY ANN SPEAR

Deceased.

NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of the above-named estate. All persons having claims against the decedent or the decedent's estate are required to present their claims within four (4) months after the date of the first publication of this Notice or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated, and filed with the Clerk of the Court.

Dated this 13th day of September, 2007.

/S/ MARVIN J. SPEAR

88 Singing Pines Drive

Sandpoint, ID 83864

NEIL S. MCKAY

LUKINS & ANNIS, P.S.

1600 Washington Trust

Financial Center

717 W Sprague Ave.

Spokane, WA 99201-0466

Telephone: (509) 455-9555

Legal SNP 9001

September 28, October 5, 12, 2007