NOTICE OF TRUSTEE'S SALE TS No. 07-42359

Title Order No. W731277 Parcel No. RP 58N01W296000 A The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Alliance Title & Escrow, 105 Pine St., Ste 101, Sandpoint, ID 83864 on 01/29/2008 at 11:00 am, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 09/05/2002 as Instrument Number 608130, and executed by Thomas G. Nielson, an unmarried man, as Grantor(s), in favor of Mortgage Electronic Registration Systems, Inc., as Beneficiary, to ReconTrust Company, N.A., the Current Trustee of record, covering the following real property located in Bonner County, state of Idaho: A part of the Southwest Quarter of Section 29, Township 58 North, Range 1 West, Boise Meridian, Bonner County, Idaho, described as follows: That part of the South Half of the Southwest Quarter of Section 29, lying West to the County Road right-of-way, the center line of which is described as follows: Beginning at a point North 89o45' East, 1321.47 feet from the Southwest corner of Section 29; Thence North 2o54' West, 301.83 feet; Thence North 0o45' West, 300.72 feet; Thence North 0o42' East, 301.09 feet; Thence North 5o16' East, 102.16 feet; Thence North 9o07' East, 284.98 feet; Thence North 4o42' East, 162.22 feet; Thence North 4o56' West, 168.84 feet; Thence North 7o51' West, 302.51 feet; Thence North 4o22' West, 298.84 feet; Thence North 2o26' West, 298.90 feet; Thence North 6o19' West, 90.05 feet, more or less to the East and West centerline of Section 29. Less the following described tract: Beginning at a point North 46o00'14" East, 1862.14 feet from the Southwest Corner of Section 29; Thence North 84o13' West 196.79 feet; Thence North 2o30' West. 387.16 feet; Thence South 70o35' East, 226.67 feet, more or less, to the County Road; Thence Southerly along the County Road to a point South 8 4 o13' East from the point of beginning. Thence North 84o13' West to the Point of Beginning. Also, less the South 726 feet thereof. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 2760 North Kootenai Road, Sandpoint, ID 83864 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 05/01/2007 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.250 % per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $ 128,418.54 , plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. Notice is hereby given that this firm is attempting to collect a debt and any information obtained will be used for that purpose, and that the debt may be disputed. The above grantors are named to comply with Section 45-1506(4)(a) Idaho Code. No representation is made that they are, or are not, presently responsible for this obligation. Dated: 09/19/2007 Name and Address of the Current Trustee is: ReconTrust Company, N.A., 1757 Tapo Canyon Road, SVW-88 Simi Valley, CA 80028-1821 Phone: (800) 281-8219 ReconTrust Company, N.A. Successor Trustee Cathy Craig, Assistant Secretary ASAP# 907718 09/28/2007, 10/05/2007, 10/12/2007, 10/19/2007

Legal SNP 9002

September 28, October 5, 12, 19, 2007