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NOTICE OF TRUSTEE'S SALE

| February 6, 2008 8:00 PM

On May 29, 2008, at the hour of 11:00 o'clock AM of said day, at First American Title Company, 419 North Second Avenue, Sandpoint, Idaho, JUST LAW INC., as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Bonner, State of Idaho, and described as follows to wit:

Lot 6 in Block 4 of Spirit Valley Farms, according to the plat thereof, recorded in Book 3 of plats, page 125, records of Bonner County, Idaho.

The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed the address of 23 Santiago Rd., Blanchard, ID, is sometimes associated with the said real property.

This Trustee's Sale is subject to a bankruptcy filing, a payoff, a reinstatement or any other conditions of which the Trustee is not aware that would cause the cancellation of this sale. Further, if any of these conditions exist, this sale may be null and void, the successful bidder's funds shall be returned, and the Trustee and the Beneficiary shall not be liable to the successful bidder for any damages.

Said sale will be made without covenant or warranty regarding title, possessions or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Roland D. Easterling, as Grantor(s) with Beneficial Idaho Inc. as the Beneficiary, under the Deed of Trust recorded January 19, 2007, as Instrument No.. 721346, in the records of Bonner County, Idaho.

THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION.

The default for which this sale is to be made is failure to pay the amount due under the certain Promissory Note and Deed of Trust, in the amounts called for thereunder as follows: Monthly payments in the amount of $1,370.15 for the months of August 2007 through and including to the date of sale, together with late charges and monthly payments accruing. The sum owing on the obligation secured by said Deed of Trust is $171,070.43 as principal, plus service charges, attorney's fees, costs of this foreclosure, any and all funds expended by Beneficiary to protect their security interest, and interest accruing at the rate of 8.90% from July 1, 2007, together with delinquent taxes plus penalties and interest to the date of sale.

The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation.

Dated this 24th day of January, 2008.

Paula Peterson

Trust Officer for

Just Law, Inc.

For information concerning this sale please contact Just Law, Inc. at www.justlawidaho.com of Toll Free at 1-800-923-9106, Thank you.

SNP Legal 9284

February 6, 13, 20, 27, 2008