NOTICE OF TRUSTEE'S SALE
TO:
Rob Froelich
3279 Flume Creek Road
Sandpoint, ID 83864
Shari Froelich
PO Box 3008
Bonner Ferry, ID 83805
Rob Froelich
PO Box 3008
Bonner Ferry, ID 83805
Shari L. Froelich
PO Box 3008
Bonner Ferry, ID 83805
Shari Froelich
3279 Flume Creek Road
Sandpoint, ID 83864
Uta E. Peterson
HCR 85, Box 35-A
Bonners Ferry, ID 83805
Steven G. Lazar and Amy Korengut
2 Pine Street Hill
Sandpoint, ID 83864
Susan Dalby
400 Superior
Sandpoint, ID 83864
Mortgage Electronic Registration Systems, Inc., a Delaware Corporation aka MERS
P0 Box 2026
Flint, MI 48501-2026 James W. Berry
1229 W. Oden Bay Road
Sandpoint, ID 83864
Ronnie Vaughn and Debra Vaughan
1229 W. Oden Bay Road
Sandpoint, ID 83864
Joseph G. Lapham Jr.
Joseph G. Lapham and Mae L. Lapham
1229 W. Oden Bay Road
Sandpoint, ID 83864
Lee Gribner and Wanda Gribner
1229 W. Oden Bay Road
Sandpoint, ID 83864 James W. Berry
Ronnie Vaughn and Debra Vaughan
Lee Gribner and Wanda Gribner
Joseph G. Lapham Jr.
Joseph G. Lapham and Mae L. Lapham
1229 W. Oden Bay Road
Sandpoint, ID 83864
Joseph G. Fisher
485 W. Garwood Road
Rathdrum, ID 83858
On Friday, March 7, 2008, at the hour of 11:00 o'clock a.m. at the office of First American Title Company, 6823 El Paso Street, Bonners Ferry, Idaho 83805, the Trustee, or Trustee's agent, will sell at public auction, to the highest bidder, for cash in lawful money of the United States of America, all payable at the time of the sale, the following described real property, situated in Boundary County, State of Idaho, to-wit:
Please see attached
Exhibits "F-1" and "F-2", "H", "I" "J", and "K",
(commonly known as: NNA Bonners Ferry, ID 83805)
For the purposes if compliance with Idaho code 60-113, the Trustee has been informed that the address commonly associated with this property is as follows: NNA, Bonners Ferry, Idaho.
The sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Rob Froelich and Shari Froelich, husband and wife, as Grantors, to John P. Gleesing, Attorney at Law, as Trustee, for the benefit and security of Delay Enterprises, LLC a Washington Limited Liability Company, as Beneficiary.
The Deed of Trust in the original amount of $65,000.00 was filed of record on December 16, 2005, as Instrument No. 224285, records of Boundary County, Idaho.
The Defaults for which this sale is to be made are as follows:
Failure to Pay to following past due amounts:
Principal final payment due August 15, 2006 $ 65,102.21
Interest to October 16, 2007 5,907.36
Delinquent monthly late charges -0-
Delinquent final payment charges 3,550.48
Foreclosure monitor fees - Allegro Escrow 32.58
TOTAL FINAL PAYMENTS, LATE CHARGES AND FORECLOSURE ESCROW FEES $ 74,592.63
The total amount necessary to reinstate your Note and Deed of Trust as of October 16, 2007 is $74,592.63, PLUS all costs and fees associated with this foreclosure. After this date, the amount necessary to reinstate your Note and Deed of Trust shall increase to include the amount of any monthly payments and late charges, if applicable, which may fall due after the date of this Notice of Default, through the date of reinstatement or sale. If real property taxes are delinquent, to
reinstate your Note and Deed of Trust you must also pay those taxes and provide proof of payment to the undersigned.
The balance owing as of October 16, 2007, is $74,592.63 which sum consists of $65,000.00 as the principal; $5,907.36 as the accrued interest, $3,550.48 delinquent final payment charges, and $32.58 as the escrow fees, PLUS foreclosure fees and costs. (that is, the $74,592.63 excludes the foreclosure fees and costs.)
The above-named Grantor is named to comply with Idaho Code Section 45-1506(4)(a). No representation is made that he is, or is not, presently responsible for this obligation.
THIS IS AN ATTEMPT TO COLLECT A DEBT BY JOHN P. GLEESING, ATTORNEY, A DEBT COLLECTOR (HEREAFTER, "DEBT COLLECTOR"). ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
UNLESS WITHIN THIRTY (30) DAYS AFTER YOU RECEIVE THIS NOTICE YOU DISPUTE THE VALIDITY OF THE DEBT, OR ANY PORTION THEREOF, THE DEBT COLLECTOR WILL ASSUME THAT THE DEBT IS VALID.
IF WITHIN THIRTY (30) DAYS AFTER YOU HAVE RECEIVED THIS NOTICE YOU NOTIFY THE DEBT COLLECTOR THAT YOU DISPUTE THE DEBT, OR ANY PORTION THEREOF, THE DEBT COLLECTOR WILL OBTAIN VERIFICATION OF THE DEBT, OR, IF APPLICABLE, A COPY OF THE JUDGMENT AGAINST YOU, AND WILL MAIL TO YOU A COPY OF SUCH VERIFICATION OF JUDGMENT. IF YOU REQUEST VERIFICATION OF THE DEBT, THE DEBT COLLECTOR MAY STILL FILE A LAWSUIT AGAINST YOU BEFORE VERIFYING THE DEBT, BUT MAY TAKE OTHER COLLECTION EFFORTS ONLY AFTER MAILING TO YOU THE VERIFICATION INFORMATION.
FURTHER, UPON RECEIVING A REQUEST FROM YOU WITHIN THIRTY (30) DAYS AFTER YOU HAVE RECEIVED THIS NOTICE, THE DEBT COLLECTOR WILL PROVIDE YOU WITH THE NAME AND ADDRESS OF THE ORIGINAL CREDITOR, IF DIFFERENT FROM THE CURRENT CREDITOR.
DATED this 18th day of October, 2007.
JOHN P. GLEESING, ATTORNEY
12929 E. Sprague Avenue
Spokane, WA 99216
BFH #6381
January 3, 10, 17, 24, 2008