NOTICE OF TRUSTEE'S SALE

| July 18, 2008 9:00 PM

ON FRIDAY, OCTOBER 17, 2008 AT THE HOUR OF 1:30 o'clock P.M., local time, of said day, at the front steps of the Bonner County Courthouse, 215 S. First Avenue, Sandpoint, Idaho, Paul Harrington, as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, together with fixtures, situated in the County of Bonner, State of Idaho, and particularly described as follows:

PARCEL 1:

Lot 3 of Baldy Park, according to the plat thereof, recorded in Book 3 of Plats, Page 167, records of Bonner County, Idaho.

PARCEL 2:

Lot 4 of Baldy Park, according to the plat thereof, recorded in Book 3 of Plats, Page 167, records of Bonner County, Idaho.

According to the County Assessors office, the above described property is commonly known as:

1060 Baldy Mountain Road

Sandpoint, ID 83864

The trustee has no knowledge of a more particular description of the above referenced real property for purposes of compliance with Section 60-113 Idaho Code.

Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligations secured by and pursuant to the power of sale conferred in the Deed of Trust described as follows:

Deed of trust to secure an original indebteness of $100,000.00, and any other amounts and/or obligations secured thereby.

Dated: May 1, 2001

Recorded: May 14, 2001, as Instrument No. 581368

Grantor: James C. Kuzmich, a married man as his sole and separate property

Trustee: First American Title

Beneficiary: Pend Oreille Bank

Modification Agreement recorded May 8, 2002, as Instrument No. 600959

Modification Agreement recorded July 19, 2002, as Instrument No. 605188

Modification Agreement recorded October 24, 2002, as Instrument No. 611260

Modification Agreement recorded June 2, 2003, as Instrument No. 625859

Modification Agreement recorded September 4, 2003, as Instrument No. 633114

THE GRANTOR NAMED HEREIN IS LISTED TO COMPLY WITH SECTION 45-4506(4)(a) OF THE IDAHO CODE. No representation is made whether or not he or she is currently responsible for the obligation listed herein.

The default for which this sale is to be made is the Grantor's failure to make payments on the promissory note or credit agreement secured by the Deed of Trust. Payment in full was due on 30 July 2004. As of 2 April 2008, the outstanding principal balance owing on the Promissory Note or Credit Agreement secured by the Deed of Trust was $125,221.26 plus accrued interest of $34,879.13 and legal costs of $8411.16. Additional interest accrues from 2 April 2008 at the rate of $20.60856 per day.

Grantor must also pay outstanding taxes, interest, penalties, late charges, service charges, appraisal fees, title policy fees, and any other disbursements, costs, fees or expenses incurred or paid by the Beneficiary and/or Trustee associated with this Notice of Default and/or this foreclosure as provided by the Deed of Trust, Promissory Note or Credit Agreement, or by Idaho law. Paul Harrington, Attorney at Law, is successor trustee of said Deed of Trust.

Beneficiary Mountain West Bank, successor in interest by merger to Pend Orielle Bank, has declared its election to cause the above- described real property to be sold to satisfy the obligations secured by said Deed of Trust.

DATED: June 12, 2008

Paul Harrington, Trustee

250 Northwest Boulevard, Suite 102

Coeur d' Alene, Idaho 83814

208-667-0517

SNP Legal 9633

July 4, 11, 18, 25, 2008

NOTICE OF TRUSTEE'S SALE

NOTICE IS HEREBY GIVEN that on October 8, 2008, at 11:00 a.m. the office of Catherine L. Dullea, Attorney at Law, as Successor Trustee, 101 N. Fourth Avenue Suite 204, Sandpoint, ID, will sell at public auction to the highest bidder, for cash in lawful money of the United States of America, all payable at the time of sale, the following real property situated in the County of Bonner, State of Idaho, described as follows:

A portion of the Southeast Quarter of the Southwest Quarter of Section 29, Township 57 North, Range 4 West, Boise Meridian, Bonner County, Idaho, more particularly described as follows:

Beginning at the Southeast corner of said Southeast Quarter of the Southwest Quarter; thence 242 feet West along the South section line to the True Point of Beginning; thence East, a distance of 242 feet to the Southeast corner of said Southeast Quarter of the Southwest Quarter; thence North along the East line of said Southeast Quarter of the Southwest Quarter, a distance of 460 feet to a point; thence Southwesterly, a distance of 545 feet to the True Point of Beginning, including any homestead rights.

AND

The East 495 feet of the North 352 feet of the Northeast Quarter of the Northwest Quarter of Section 32, Township 57 North, Range 4 West, Boise Meridian, Bonner County, Idaho, including any homestead rights.

The Trustee has no knowledge of a more particular description of the above-described real property, but for purposes of compliance with Idaho Code §60-113, information may be obtained from Catherine L. Dullea, Attorney at Law, Telephone (208)265-2276.

Said sale will be made, without covenant or warranty regarding title, possession or encumbrances, to satisfy the obligations secured by and pursuant to the power of sale conferred in the Deed of Trust executed by SHERRY HEYER, a married woman as her sole and separate property, as Grantor to Alliance Title & Escrow Co., as Trustee, and said Trustee having resigned and the Beneficiary having appointed Catherine L. Dullea, Attorney at Law, as Successor Trustee, for the benefit and security of 2002 REYNOLDS FAMILY LIMITED PARTNERSHIP, a Washington limited partnership, as Beneficiary, said Deed of Trust having been recorded on December 27, 2006, as Instrument No. 719977, official records of Bonner County, Idaho.

THE ABOVE GRANTOR IS NAMED TO COMPLY WITH §45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT SHE IS, OR IS NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION.

The default for which the sale is to be made is the failure of the Grantor and/or assumptive Grantor(s) to make monthly payments of $1,153.43, each, for the months of January, February, March, April and May, 2008; failure to pay late fees in the amount of $115.34, each, for the same months; failure to pay default and attorney fees of $250.00; failure to provide current insurance coverage; and failure to pay the first half of the 2007 real property taxes.

The balance owing as of the date hereof on the obligation secured by said Deed of Trust is the amount of $97,758.56, plus accrued interest at the rate of 13.9% per annum from December 27, 2007, plus any other costs or expenses associated with this obligation or foreclosure as provided by the Deed of Trust or Deed of Trust Note or by Idaho law.

DATED this 2nd day of June, 2008.

CATHERINE L. DULLEA

Attorney at Law

Successor Trustee

SNP Legal 9644

July 4, 11, 18, 25, 2008

PUBLIC MEETING NOTICE

Pursuant to Idaho Code Section 67-2343, notice is hereby given of an open public meeting of the Idaho Fish and Game Commission.

DATE OF NOTICE:

July 1, 2008

DATE OF MEETING:

July 23-24, 2008

A Commission Field Tour is scheduled July 23 from 9:00 a.m.- 3:00 p.m. at the Pend Oreille Wildlife Management Area and Pack River Delta.

A public hearing will follow at 7:00 p.m. PDT

The Commission meeting will convene at 8:00 a.m. PDT on July 24.

PLACE OF MEETING:

Cabela's Conference Room

101 N. Cabela Way

Post Falls, Idaho 83854

PERSONS ATTENDING:

Commissioners

Director

Staff

PURPOSE OF MEETING/ AGENDA:

Rules: Nonbiological for both Big Game and Upland Game, Rules: Vendor Application and Lifetime License Rule. Rules: Disability license self certification; Define the term “physician.” Rules: Correction to baiting rules and clean-up. Release of bighorn sheep lottery and auction tags; Direction on Animal Damage Control Funds. Reports on Migratory Game Birds, Sage grouse, Outdoor Central, Draft White Sturgeon Plans, Salmon Fishery Update, Legislative, Review of Hunter Orange Policy, FY10 Budget, Wolf update and Idaho Outfitters and Guides Licensing Board Discussion. Sullivan Land Acquisition and Turner Donation.

Individuals with disabilities may request meeting accommodations by contracting the Director's office at the Idaho Department of Fish and Game directly at 208-334-5159 or through the Idaho Relay Service at 1-800-377-2529 (TDD).

SNP Legal 9648

July 4, 11, 18, 2008

SUMMONS

Case No. CV-2008-00861

IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT

OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF BONNER

U.S. BANK NATIONAL ASSOCIATION,

Plaintiff,

vs.

ROSE GRAY aka IRENE R. GRAY, Deceased, and the Unknown Heirs, Assigns & Devisees of Rose Gray aka Irene R. Gray; PATRICIA WALKER; IDAHO STATE TAX COMMISSION; and Does 1-10 as individuals with an interest in the real property legally described as:

Lot 7 of Albeni Falls Mill Addition, According to the Plat Thereof, Recorded in Book 2 of Plats, Page 37, Records of Bonner County, Idaho,

Which may be commonly known as: 277 Old Diamond Mill Road, Oldtown, Idaho, 83822,

Defendants.

NOTICE: YOU HAVE BEEN SUED BY THE ABOVE-NAMED PLAINTIFF. THE COURT MAY ENTER JUDGMENT AGAINST YOU WITHOUT FURTHER NOTICE UNLESS YOU RESPOND WITHIN 20 DAYS. READ THE FOLLOWING BELOW.

TO: Does 1-10

You are hereby notified that in order to defend this lawsuit, an appropriate written response must be filed with the above-designated court within 20 days after service of this Summons on you. If you fail to so respond, the court may enter judgment against you as demanded by the Plaintiff in the Complaint.

The nature of the claim against you is for, among other things is for judicial foreclosure of the real property located at 277 Old Diamond Mill Road, Oldtown, Idaho, 83822.

A copy of the Complaint is served with this Summons. If you wish to seek the advice of or representation by an attorney in this matter, matter, you should do so promptly so that your written response, if any, may be filed in time and other legal rights protected.

An appropriate written response requires compliance with Rule 10(a)(1) and other Idaho Rules of Civil Procedure and shall also include:

1. The title and number of this case.

2. If your response is an Answer to the Complaint, it must contain admissions or denials of the separate allegations of the Complaint and other defenses you may claim.

3. Your signature, mailing address and telephone number, or the signature, mailing address and telephone number of your attorney.

4. Proof of mailing or delivery of a copy of your response to Plaintiff's attorney, as designated above.

To determine whether you must pay a filing fee with your response, contact the Clerk of the above-named Court.

DATED This 21st day of May, 2008. CLERK OF THE DISTRICT COURT

By: Jody Mouland

Deputy Clerk

SNP Legal 9658

July 11, 18, 25, 2008

August 1, 2008

SUMMONS BY PUBLICATION

NO. CV-2007-01796

IN THE DISTRICT COURT FOR THE FIRST JUDICIAL DISTRICT OF THE

STATE OF IDAHO, IN AND FOR THE COUNTY OF BONNER

LOREN PETERSON and CHARLOTTE PETERSON, husband and wife,

Plaintiffs,

vs.

WILLIAM A MILLARD and WILLIE A MILLARD, husband and wife, named individually and as trustees for THE MILLARD TRUST; JOAN HAWKINS and PATRICIA HAWKINS BROWN; ALAN W. HUEBNER and KAREN A. HUEBNER; and all persons known or unknown having an interest in the real property legally described as:

Commencing at the Northwest corner of Section 14, Township 57 North, Range 1 West, Boise Meridian, Bonner County, Idaho, a Corps of Engineers brass cap set in concrete; thence North 89º33'06” East, a distance of 1316.33 feet to the True Point of Beginning of the centerline of a 40 foot easement; thence along the following twenty (20) described courses:

1. South 48º52'11” East, a distance of 86.57 feet;

2. South 42º31'12” East, a distance of 129.94 feet;

3. South 45º52'48” East, a distance of 267.51 feet;

4. 44.13 feet along a tangent curve to the right, having a radius of 412.04 feet;

5. South 22º48'21” East, a distance of 228.29 feet;

6. South 31º20'29” East, a distance of 355.44 feet;

7. South 38º11'10” East, a distance of 295.87 feet;

8. South 46º07'15” East, a distance of 163.46 feet;

9. South 50º34'43” East, a distance of 312.39 feet;

10. South 60º56'35” East, a distance of 269.39 feet;

11. 91.59 feet along a tangent curve to the right, having a radius of 30.41 feet;

12. North 68º23'06” West, a distance of 62.77 feet;

13. North 74º46'18” West, a distance 204.72 feet;

14. North 78º16'47” West, a distance of 328.12 feet;

15. 40.17 feet along a tangent curve to the left, having a radius of 61.27 feet;

16. North 63º04'38” West, a distance of 87.37 feet;

17. 59.36 feet along a tangent curve to the right, having a radius of 165.63 feet;

18. North 42º32'38” West, a distance of 104.88 feet;

19. 59.70 feet along a tangent curve to the left, having a radius of 242.40 feet;

20. North 56º39'16” West, a distance of 208.43 feet.

All bearings and distances based on a Record of Survey by PLS 974, recorded April 30, 1991, instrument number 389198, records of Bonner County, Idaho.

Defendant(s),

NO. CV-2007-01796

SUMMONS BY PUBLICATION

STATE OF IDAHO

COUNTY OF BONNER

TO: DEFENDANTS all persons known or unknown having an interest in the real property legally described as:

21. South 48º52'11” East, a distance of 86.57 feet;

22. South 42º31'12” East, a distance of 129.94 feet;

23. South 45º52'48” East, a distance of 267.51 feet;

24. 44.13 feet along a tangent curve to the right, having a radius of 412.04 feet;

25. South 22º48'21” East, a distance of 228.29 feet;

26. South 31º20'29” East, a distance of 355.44 feet;

27. South 38º11'10” East, a distance of 295.87 feet;

28. South 46º07'15” East, a distance of 163.46 feet;

29. South 50º34'43” East, a distance of 312.39 feet;

30. South 60º56'35” East, a distance of 269.39 feet;

31. 91.59 feet along a tangent curve to the right, having a radius of 30.41 feet;

32. North 68º23'06” West, a distance of 62.77 feet;

33. North 74º46'18” West, a distance 204.72 feet;

34. North 78º16'47” West, a distance of 328.12 feet;

35. 40.17 feet along a tangent curve to the left, having a radius of 61.27 feet;

36. North 63º04'38” West, a distance of 87.37 feet;

37. 59.36 feet along a tangent curve to the right, having a radius of 165.63 feet;

38. North 42º32'38” West, a distance of 104.88 feet;

39. 59.70 feet along a tangent curve to the left, having a radius of 242.40 feet;

40. North 56º39'16” West, a distance of 208.43 feet.

All bearings and distances based on a Record of Survey by PLS 974, recorded April 30, 1991, instrument number 389198, records of Bonner County, Idaho.

You have been sued by LOREN PETERSON and CHARLOTTE PETERSON, husband and wife, the Plaintiffs, in the District Court in and for Bonner County, Idaho, Case No. CV2007- 01796.

The nature of the claim against you is Easement by Necessity, Implication and Prescription.

Any time after 20 days following the last publication of this Summons, the court may enter a judgment against you without further notice, unless prior to that time you have filed a written response in the proper form, including the case number, and paid any required filing fee to the Clerk of the Court at 215 South First Avenue, Sandpoint, Idaho 83864 and the telephone number of the court is (208) 265-1432 and served a copy of your response on the Plaintiffs through their attorney Toby McLaughlin, whose mailing address and telephone number are: BERG & McLAUGHLIN, Chtd., 708 Superior Street, Suite B, Sandpoint, Idaho 83864, (208)263-4748.

A copy of the Summons and the Amended Complaint can be obtained by contacting either the Clerk of the Court or the Plaintiff's attorney. If you wish legal assistance, you should immediately retain an attorney to advise you in this matter.

DATED this 3rd day of July, 2008

MARIE SCOTT, BONNER COUNTY

CLERK OF THE DISTRICT COURT

By: Glen Dreckson Deputy

SNP Legal 9665

July 11, 18, 25, 2008

August 1, 2008

LAKE PEND OREILLE SCHOOL DISTRICT NO. 84

CALL FOR BID FOR SCHOOL BUSES

NOTICE IS HEREBY GIVEN that sealed bids will be received by the Board of Trustees of Lake Pend Oreille School District No. 84, Bonner County Idaho, for the purchase of school buses.

Bid documents and detailed specifications are available from Gail Curless at 1700 Baldy Mountain Road, Sandpoint, Idaho 83864, between the hours of 8 a.m. and

5 p.m. Monday through Friday until day of bid opening.

Bids must be submitted on or before 10:00 AM on Friday, July 25, 2008 to Clerk of the Board of Trustees, Lake Pend Oreille School District Office, 901 Triangle Drive, Ponderay, Idaho 83852. Bids received after the stated time and date will not be considered. At the stated time and place, bids will be publicly opened and read aloud. Please indicate on outside of bid envelope “Bus Bid”.

The Board of Trustees reserves the right to reject any or all bids and proposals and to waive any irregularities, and to be the sole judge of the suitability of the interest of the School District.

Dated this 9th day of July 2008

Julie Menghini, Clerk of the Board

Lake Pend Oreille School Dist. #84

SNP Legal 9666

July 11, 18, 2008

LAKE PEND OREILLE SCHOOL DISTRICT NO. 84

REQUEST FOR PROPOSAL

NOTICE IS HEREBY GIVEN that sealed proposals will be received by the Board of Trustees of Lake Pend Oreille School District No. 84, Bonner County Idaho, for the purchase of the following service:

Network Switches District Wide

Detailed information is available from Sean Cronin, 208-263-5053, ext 201 between the hours of 8 a.m. and 3 p.m. Monday through Friday until the proposal openings.

Proposals must be submitted on or before 10:00 a.m. on Friday, July 25, 2008 to the Clerk of the Board of Trustees, Lake Pend Oreille School District Office, 901 Triangle Drive, Ponderay, Idaho 83852, at which time and place the proposals will be publicly opened and read aloud. Proposals received after the stated time and date will not be considered. Please specify “Network Switches” on the outside of the sealed envelope.

The Board of Trustees reserves the right to reject any or all proposals and to waive any irregularities, and to be the sole judge of the suitability of the interest of the School District.

Dated this 9th day of July, 2008

Menghini, Clerk of the Board

Lake Pend Oreille School District No.84

SNP Legal 9670

July 11, 18, 2008

NOTICE OF PUBLIC HEARINGS

NOTICE IS HEREBY GIVEN that the Bonner County Planning and Zoning Commission will hold public hearings at the following times on TUESDAY, AUGUST 5, 2008, in the Meeting Room of the former Federal Building, 1500 Highway 2, Sandpoint, Idaho, to consider the following requests:

5:00 P.M. - FILE C908-08 - CONDITIONAL USE PERMIT FOR A CHURCH ADDITION - ST. BLANCHE'S CHURCH (ROMAN CATHOLIC DIOCESE) is requesting conditional use permit approval for a covered porch and storage area addition onto an existing church. The project is located off of State Highway 57 in Section 36, Township 60 North, Range 5 West, B.M. The site is zoned Rural Service Center District and is located ±22 miles north of Priest River.

5:15 P.M. - FILE C898-07 - CONDITIONAL USE PERMIT FOR MINING - HAMAN TRUST (DAVID L.), UDT is seeking a conditional use permit for a sand and gravel surface mine and rock crushing operation. The site is accessed from Anglin/Roberts Road on the border of Bonner and Kootenai counties, in Section 34, Township 54 North, Range 3 West, B.M. The site is zoned Rural and is located ±2 miles north of Athol.

6:00 P.M. - FILE C902-08 - CONDITIONAL USE PERMIT FOR A PUCF (RECYCLING) - PHILLIP CIAMMAICHELLA is seeking approval for a Public/Private Utility Complex Facility for a recycling transfer station to allow for the collection, sorting, storage and shipping of computers and other electronic waste. The site is located off U.S. Highway 41, 2.5 miles south of Oldtown. The property is zoned Rural and is located in Section 31, Township 56 North, Range 5 West, B.M.

6:30 P.M. - FILE C909-08 - CONDITIONAL USE PERMIT FOR MULTI-FAMILY DWELLINGS - SIERRA BUILDERS, INC. is seeking conditional use permit approval to construct three 4-unit multi-family dwellings and one 3-unit multi-family dwelling on four platted lots. The site is zoned Recreation and is located off of Fairway Road, west of Priest Lake, in Sections 25 and 36, Township 60 North, Range 5 West, B.M. The property is described as Lots 1-4, Block 1, First Addition to Priest Lake Golf Club Estates.

Any person needing special accommodations to participate in the public hearing should contact the Bonner County Planning Department at (208) 265-1458.

WRITTEN COMMENTS SHOULD BE RECEIVED BY THE BONNER COUNTY PLANNING DEPARTMENT TEN (10) CALENDAR DAYS PRIOR TO THE SCHEDULED HEARING IN ORDER TO ALLOW SUFFICIENT TIME TO BE INCLUDED IN THE STAFF REPORT. COMMENTS CAN BE MAILED TO THE BONNER COUNTY PLANNING DEPARTMENT, 1500 HIGHWAY 2, SUITE 208, SANDPOINT, IDAHO 83864; FAXED TO (208) 265-1463 OR E-MAILED TO planning@co.bonner.id.us. ADDITIONAL INFORMATION IS AVAILABLE AT THE BONNER COUNTY PLANNING DEPARTMENT. STAFF REPORTS ARE AVAILABLE AT THE PLANNING DEPARTMENT OR MAY BE VIEWED AT www.co.bonner.id.us SEVEN DAYS PRIOR TO THE SCHEDULED HEARING. ANY AFFECTED PERSON AS DEFINED BY IDAHO CODE, TITLE 67, CHAPTER 65, MAY PRESENT AN APPEAL TO THE BOARD OF COUNTY COMMISSIONERS FROM ANY FINAL DECISION BY THE BONNER COUNTY PLANNING AND ZONING COMMISSION. (BONNER COUNTY REVISED CODE, SECTION 12-451)

SNP Legal 9686

July 18, 25, 2008

NOTICE OF PUBLIC HEARING

NOTICE IS HEREBY GIVEN that the Bonner County Commissioners will hold a public hearing at the following time on Wednesday, August 6, 2008, in the Board Room of the Bonner County Courthouse, 215 S. First Avenue, Sandpoint, Idaho, to consider the following request:

1:00 P.M. - FILE SS1560-08 - DENIO SUBDIVISON - PRELIMINARY PLAT - RALPH & PEGGY DENIO are proposing to subdivide a 2.5-acre portion of a platted lot into two lots of 1.17 acres and 1.02 acres and 0.31 acres of common area. The subject property is described as Parcel A of the Replat of Lot 1A, Garfield Villa Subdivision. The site is zoned Recreation, and is located off West Garfield Bay Road, ± 6 miles east of Sagle in Section 28, Township 56 North, Range 1 West.

Any person needing special accommodations to participate in the public hearing should contact the Bonner County Planning Department at (208) 265-1458.

SNP Legal 9685

July 18, 2008

NOTICE TO CREDITORS

CASE NO. CV-08-001158

IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF BONNER

In the Matter of the Estate of

DAVID L. HARRIS,

Deceased.

NOTICE IS HEREBY GIVEN that the undersigned have been appointed Co-Personal Representatives of the above- named estate. All persons having claims against the said decedent are required to present their claims within four (4) montsh after the date of the first publication of this notice or said claims will be forever barred. Claims must either be presented to PAMELA JOAN ANNIS, Personal Representative af the aove estate, at 118 Wilde Brooke Drive, Asheville, North Carolina 28806, and IDAHO TRUST NATIONAL BANK, Personal Representative of the above estate, at 608 Northwest Boulevard, Suite 300, Coeur d' Alene, Idaho 83814, or filed with the Court.

DATED this 14th day of July, 2008.

PAMELA JOAN ANNIS

Personal Representative of the Estate of DAVID L. HARRIS, Deceased

IDAHO TRUST NATIONAL BANK,

Personal Representative of the Estate of DAVID L. HARRIS, Deceased

JANET D. ROBNETT

Paine Hamblen LLP

Attorneys at LAw

701 E. Front Ave., Suite 101

PO Box E

Coeur d' Alene, ID 83816-2530

GAIR B. PETRIE

Paine Hamblen LLP

Attorneys at Law

717 West Sprague Ave., Suite 1200

Spokane, WA 99201-3505

SNP Legal 9683

July 18, 25, 2008

August 1, 2008

NOTICE OF PUBLIC HEARINGS

NOTICE IS HEREBY GIVEN that the Bonner County Commissioners will hold a public hearings at the following times on Wednesday, August 20, 2008, in the Sandpoint Community Hall, 204 South First Avenue, Sandpoint, Idaho, to consider the following requests:

1:30 P.M. - FILE VS1570-08 - COCOLALLA ESTATES - VACATION OF A PORTION OF ACCESS AREA - ARTHUR & DARLENE YOUNG are requesting Bonner County to vacate a portion of a private access road known as an extension of Terrace Drive on the original plat of Cocolalla Estates, located in Section 7, Township 55 North, Range 2 West, B.M. The petition states the 1,465 square foot triangle does not serve as an access road for the subdivision. The subdivision is located on the west side of Cocolalla Lake, 10 miles south of Sandpoint.

1:45 P.M. - FILE S1458-07 - BLUE HERON ESTATES - PRELIMINARY PLAT - BRET APPERT is seeking preliminary plat approval to subdivide a 43.6-acre parcel into 13 lots ranging in size from 1 to 18 acres. The site is zoned Suburban 1/3 and is located off of Gypsy Bay Road, ±10 miles southwest of Sandpoint, in Section 34, Township 57 North, Range 3 West, B.M. The Planning & Zoning Commission at its public hearing of June 3, 2008, recommended approval of this application to the Board of County Commissioners.

Any person needing special accommodations to participate in the public hearings should contact the Bonner County Planning Department at (208) 265-1458.

SNP Legal 9687

July 18, 25, 2008

NOTICE OF TRUSTEE'S SALE T.S. No.: ID -141236-C Loan No.: 0572453009 A.P.N.: RPOO1530020060A NOTICE IS HEREBY GIVEN that, FIRST AMERICAN TITLE INSURANCE COMPANY the duly appointed Successor Trustee, will on 9/29/2008 at 11:00 AM (recognized local time), At the front entrance to the First American Title Insurance building located at 419 North 2nd Avenue Sandpoint, ID 83864 , will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property and personal property, situated in the County of Bonner, State of Idaho, and described as follows: LOT 6, IN BLOCK 2 OF GOLD HILL, ACCORDING TO THE AMENDED PLAT THEREOF, RECORDED IN BOOK 2 OF PLATS, PAGE 51, RECORDS OF BONNER COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address sometimes associated with said real property is: 895 BOTTLE BAY ROAD SAGLE, Idaho 83860-0000 Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by, KAYE E. FIXSEN, A SINGLE WOMAN, as grantors, to SANDPOINT TITLE INSURANCE, as Trustee, for the benefit and security of “MERS” MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., SOLELY AS NOMINEE FOR LENDER GMAC MORTGAGE CORPORATION, as Beneficiary, dated 9/17/2004, recorded 9/20/2004, as Instrument No. 659818 and re-recorded, records of Bonner County, Idaho, the beneficial interest in which is presently held by, MORTGAGE ELECTRONIC REGISTRATION SYSTEM, INC.. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 9/17/2004, The monthly payments for Principal, Interest and Impounds (if applicable) of 1980.69, due per month from 2/1/2008 through 9/29/2008, and all subsequent payments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $248,066.42, plus accrued interest at the rate of 5.625% per annum from 1/1/2008. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: 5/27/2008 FIRST AMERICAN TITLE INSURANCE COMPANY Dee Ortega, Authorized Signatory C/O Executive Trustee Services, LLC at 2255 North Ontario Street, Suite 400 Burbank, California 91504-3120 Sale Line: (714) 259-7850

SNP Legal 9681

July 18, 25, 2008

August 1, 8, 2008